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Credit History Information
Supporting documents
These are some documents that we will require to support your application, we will email you shortly outlining the documents we would require to support your application.
Some of the documents we will require are as follows,
A copy of your identification either copy of passport or the front and back of a drivers licence
3 (most recent) Months Bank Statements of your salary/income and/or business account(s)
3 (most recent) Months Bank Statement(s) of your savings account
3 (most recent) Months Statements(s) of all credit cards, personal loans secured and unsecured debt
3 (most recent) Consecutive Payslips
A copy of your emailed Kiwisaver first home withdrawal balance - simply phone your provider and they will send it through
First Home Start Withdrawal Confirmation once you receive it
Please note also: for lower deposit, less than 20%
We also require a copy of you IRD last 12 months income summary from www.ird.co.nz (click on account information then salary & wages then select earnings last 12 months tab)
A signed letter on letter head from your employer stating your hourly rate and minimum hours
Proof of NZ Residency or Citizenship this can be a NZ Passport or NZ Birth Certificate or NZ Permanent Residency document - the residency must show indefinite, with no expiry date
For Non NZ Residents We will require a copy of your visa
Mortgage Refinance We will require 6 months history of all current of your current mortgages – please ensure that they include a running balance.
Debt Consolidation We will require 3 months history of all debts – please ensure that they include a running balance.