html,body,div,span,applet,object,iframe,h1,h2,h3,h4,h5,h6,p,blockquote,pre,a,abbr,acronym,address,big,cite,code,del,dfn,em,im,ins,kbd,q,s,samp,small,strike,strong,sub,sup,tt,var,b,u,i,center,dl,dt,dd,ol,ul,li,fieldset,form,label,legend,table,caption,tbody,tfoot,thead,tr,th,td,article,aside,canvas,details,embed,figure,figcaption,footer,header,hgroup,menu,nav,output,ruby,section,summary,time,mark,audio,video {margin: 0; padding: 0; border: 0; font: normal 13px "barlowregular";}

@font-face {
  font-family: "courgetteregular";
  src: url("../fonts/courgette-regular-webfont.eot");
  src: url("../fonts/courgette-regular-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/courgette-regular-webfont.woff2") format("woff2"),
    url("../fonts/courgette-regular-webfont.woff") format("woff"),
    url("../fonts/courgette-regular-webfont.ttf") format("truetype");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "barlowregular";
  src: url("../fonts/barlow-regular-webfont.eot");
  src: url("../fonts/barlow-regular-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/barlow-regular-webfont.woff2") format("woff2"),
    url("../fonts/barlow-regular-webfont.woff") format("woff"),
    url("../fonts/barlow-regular-webfont.ttf") format("truetype"),
    url("../fonts/barlow-regular-webfont.svg#barlowregular") format("svg");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "barlowmedium";
  src: url("../fonts/barlow-medium-webfont.eot");
  src: url("../fonts/barlow-medium-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/barlow-medium-webfont.woff2") format("woff2"),
    url("../fonts/barlow-medium-webfont.woff") format("woff"),
    url("../fonts/barlow-medium-webfont.ttf") format("truetype"),
    url("../fonts/barlow-medium-webfont.svg#barlowmedium") format("svg");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "barlowsemibold";
  src: url("../fonts/barlow-semibold-webfont.eot");
  src: url("../fonts/barlow-semibold-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/barlow-semibold-webfont.woff2") format("woff2"),
    url("../fonts/barlow-semibold-webfont.woff") format("woff"),
    url("../fonts/barlow-semibold-webfont.ttf") format("truetype"),
    url("../fonts/barlow-semibold-webfont.svg#barlowsemibold") format("svg");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "latoregular";
  src: url("../fonts/lato-regular-webfont.eot");
  src: url("../fonts/lato-regular-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/lato-regular-webfont.woff2") format("woff2"),
    url("../fonts/lato-regular-webfont.woff") format("woff"),
    url("../fonts/lato-regular-webfont.ttf") format("truetype"),
    url("../fonts/lato-regular-webfont.svg#latoregular") format("svg");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "latobold";
  src: url("../fonts/lato-bold-webfont.eot");
  src: url("../fonts/lato-bold-webfont.eot?#iefix") format("embedded-opentype"),
    url("../fonts/lato-bold-webfont.woff2") format("woff2"),
    url("../fonts/lato-bold-webfont.woff") format("woff"),
    url("../fonts/lato-bold-webfont.ttf") format("truetype"),
    url("../fonts/lato-bold-webfont.svg#latobold") format("svg");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "squada_oneregular";
  src: url("../fonts/squadaone-regular-webfont.eot");
  src: url("../fonts/squadaone-regular-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/squadaone-regular-webfont.woff2") format("woff2"),
    url("../fonts/squadaone-regular-webfont.woff") format("woff"),
    url("../fonts/squadaone-regular-webfont.ttf") format("truetype"),
    url("../fonts/squadaone-regular-webfont.svg#squada_oneregular")
      format("svg");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "capriolaregular";
  src: url("../fonts/capriola-regular-webfont.eot");
  src: url("../fonts/capriola-regular-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/capriola-regular-webfont.woff2") format("woff2"),
    url("../fonts/capriola-regular-webfont.woff") format("woff"),
    url("../fonts/capriola-regular-webfont.ttf") format("truetype");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "oxygenregular";
  src: url("../fonts/oxygen-regular-webfont.eot");
  src: url("../fonts/oxygen-regular-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/oxygen-regular-webfont.woff2") format("woff2"),
    url("../fonts/oxygen-regular-webfont.woff") format("woff"),
    url("../fonts/oxygen-regular-webfont.ttf") format("truetype"),
    url("../fonts/oxygen-regular-webfont.svg#oxygenregular") format("svg");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "oxygenbold";
  src: url("../fonts/oxygen-bold-webfont.eot");
  src: url("../fonts/oxygen-bold-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/oxygen-bold-webfont.woff2") format("woff2"),
    url("../fonts/oxygen-bold-webfont.woff") format("woff"),
    url("../fonts/oxygen-bold-webfont.ttf") format("truetype");
  font-weight: normal;
  font-style: normal;
}

@font-face {
  font-family: "montserratregular";
  src: url("../fonts/montserrat-regular-webfont.eot");
  src: url("../fonts/montserrat-regular-webfont.eot?#iefix")
      format("embedded-opentype"),
    url("../fonts/montserrat-regular-webfont.woff2") format("woff2"),
    url("../fonts/montserrat-regular-webfont.woff") format("woff"),
    url("../fonts/montserrat-regular-webfont.ttf") format("truetype"),
    url("../fonts/montserrat-regular-webfont.svg#montserratregular")
      format("svg");
  font-weight: normal;
  font-style: normal;
}

/*--GENERAL STYLES--*/
* {margin: 0px; padding: 0px;}
img {outline: none; border: none; background: none;}
h1 {font: normal 28px "oxygenbold"; color: #000; letter-spacing: 0.02em; margin: 20px 0px 30px 0; float: left;}
h2 {font: normal 22px "squada_oneregular"; color: #4a4949; letter-spacing: 0.02em; line-height: 1.6em; float: left;}

h3 {font: normal 20px "squada_oneregular"; color: #ac8e05; letter-spacing: 0.04em; line-height: 1.6em; margin: 20px 0 0; float: left; clear: left;}
h3 a{font: normal 20px "squada_oneregular"; color: #ac8e05; letter-spacing: 0.04em; line-height: 1.6em; text-decoration: none; margin: 5px 0; display: inline-block;}
h3 a:hover{font: normal 20px "squada_oneregular"; color: #ac8e05; letter-spacing: 0.04em; line-height: 1.6em; text-decoration: none;}

h4 {font: normal 20px "oxygenbold"; color: #ac8e05; letter-spacing: 0.04em; line-height: 1.6em;}
h4 a {font: normal 20px "oxygenbold"; color: #ac8e05; letter-spacing: 0.04em; line-height: 1.6em; text-decoration: none;}
h4 a:hover {font: normal 20px "oxygenbold"; color: #ac8e05; letter-spacing: 0.04em; line-height: 1.6em; text-decoration: none;}

p {font: normal 14px "latoregular"; color: #000; letter-spacing: 0.06em; line-height: 1.8em; margin: 10px 0; clear: left;}
p a {font: normal 14px "latoregular"; color: #000; letter-spacing: 0.06em; text-decoration: none;}
p a:hover {font: normal 14px "latoregular"; color: #000; letter-spacing: 0.06em; text-decoration: none;}

span.small{font: normal 12px "latoregular"; color: #000; letter-spacing: 0.06em; margin: 0;}

#innerpg p {font: normal 14px "oxygenregular"; color: #000; letter-spacing: 0.08em; line-height: 1.8em; margin: 10px 0 12px; clear: left;}
#innerpg p a {font: normal 14px "oxygenregular"; color: #ac8e05; letter-spacing: 0.08em; text-decoration: none;}
#innerpg p a:hover {font: normal 14px "oxygenregular"; color: #ac8e05; letter-spacing: 0.08em; text-decoration: none;}
#innerpg p.big {font: normal 18px "oxygenregular"; color: #000; letter-spacing: 0.08em; line-height: 1.8em; margin: 0px 0px 20px; border-bottom: 1px solid #1D1D1D; clear: left;}

#innerpg p b {font: normal 14px "oxygenbold"; color: #000; letter-spacing: 0.06em; line-height: 1.8em; margin: 10px 0 12px; clear: left;}
#innerpg p b a {font: normal 14px "oxygenbold"; color: #ac8e05; letter-spacing: 0.06em; text-decoration: none;}
#innerpg p b a:hover {font: normal 14px "oxygenbold"; color: #ac8e05; letter-spacing: 0.06em; text-decoration: none;}

ul {list-style: url(../images/double-arrow.png); list-style-position: outside; margin: 10px 0 10px 20px; float: left;}
ul li {font: normal 14px "latoregular"; color: #131313; letter-spacing: 0.08em; line-height: 1.6em; margin: 0 0 15px;}
ul li a {font: normal 14px "latoregular"; color: #131313; letter-spacing: 0.08em; text-decoration: none;}
ul li a:hover {font: normal 14px "latoregular"; color: #131313; letter-spacing: 0.08em; text-decoration: none;}

ul li ul {list-style: url(../images/orange-arrow.png); list-style-position: inside; margin: 10px 0 10px 20px; float: left;}
ul li ul li {margin: 0 0 10px;}

ol {list-style-position: outside; margin: 20px 0 0px 20px;}
ol li {font: normal 13px "latoregular"; color: #131313; letter-spacing: 0.04em; line-height: 1.6em; margin: 0 0 15px;}
ol li a {font: normal 13px "latoregular"; color: #131313; letter-spacing: 0.04em; text-decoration: none;}
ol li a:hover {font: normal 13px "latoregular"; color: #131313; letter-spacing: 0.04em; text-decoration: none;}

/*--GENERAL STYLES--*/

/*--COMMON STYLES--*/
.clear {clear: both !important;}
.clr-none {clear: none !important;}
.no-border {border: none !important;}
.no-margin {margin: 0 !important;}
.no-padding {padding: 0 !important;}
.auto-margin {margin: 0 auto; float: none !important;}
.float-lt {float: left !important;}
.float-rt {float: right !important;}
.float-none {float: none !important;}
.txt-center {text-align: center;}
.txt-left {text-align: left;}
.black {color: #000 !important;}
.gold {color: #ac8e05 !important;}

.content-area {width: 1000px; margin: 0 auto;}
.more {font: normal 12px "latobold"; color: #ac8e05; letter-spacing: 0.06em;}
.more a {font: normal 12px "latobold"; color: #ac8e05; letter-spacing: 0.06em; text-decoration: none;}
.more a:hover {font: normal 12px "latobold"; color: #ac8e05; letter-spacing: 0.06em; text-decoration: none;}

.btn {width: 150px; height: 14px; margin: 20px auto 0; float: none; background: url(../images/btn-bg.png) top left no-repeat; font: normal 14px "squada_oneregular"; color: #fff; letter-spacing: 0.06em; text-decoration: none; padding: 10px 0;}
.btn a {font: normal 14px "squada_oneregular"; color: #fff; letter-spacing: 0.06em; text-decoration: none;}
.btn a:hover {font: normal 14px "squada_oneregular"; color: #fff; letter-spacing: 0.06em; text-decoration: none;}

.breadcrum {width: 100%; float: left; font: normal 14px "latobold"; color: #ac8e05; letter-spacing: 0.04em; margin: 20px 0 20px;}
.breadcrum a {font: normal 14px "latobold"; color: #131313; letter-spacing: 0.04em; text-decoration: none;}
.breadcrum a:hover {font: normal 14px "latobold"; color: #ac8e05; letter-spacing: 0.04em; text-decoration: none;}
.breadcrum span {font: normal 15px "capriolaregular"; color: #131313; margin: 0 10px;}

/*--LINK HOVER EFFECT--*/
/*--DOT EFFECT--*/
.cl-effect-13 a {
	-webkit-transition: color 0.3s;
  -moz-transition: color 0.3s;
  transition: color 0.3s;
  float: left;
}

.cl-effect-13 a::before {
  position: relative;
  top: 13px;
  left: 50%;
  color: transparent;
  content: "•";
  text-shadow: 0 0 transparent;
  -webkit-transition: text-shadow 0.3s, color 0.3s;
  -moz-transition: text-shadow 0.3s, color 0.3s;
  transition: text-shadow 0.3s, color 0.3s;
  -webkit-transform: translateX(-50%);
  -moz-transform: translateX(-50%);
  transform: translateX(-50%);
  pointer-events: none;
  margin: 0 0 17px;
  float: left;
}

.cl-effect-13 a:hover::before,
.cl-effect-13 a:focus::before {
  color: #ce9703;
  text-shadow: 10px 0 #ce9703, -10px 0 #ce9703;
}

.cl-effect-13 a:hover,
.cl-effect-13 a:focus {
  color: #ac8e05;
}
/*--DOT EFFECT--*/

/*--UNDERLINE EFFECT--*/
.cl-effect-4 a {
  padding: 0 0 10px;
}

.cl-effect-4 a::after {
  position: relative;
  top: -5px;
  left: 0;
  width: 100px;
  height: 1px;
  background: #ddd;
  content: "";
  opacity: 0;
  -webkit-transition: height 0.3s, opacity 0.3s, -webkit-transform 0.3s;
  -moz-transition: height 0.3s, opacity 0.3s, -moz-transform 0.3s;
  transition: height 0.3s, opacity 0.3s, transform 0.3s;
  -webkit-transform: translateY(-10px);
  -moz-transform: translateY(-10px);
  transform: translateY(-10px);
  float: left;
}

.cl-effect-4 a:hover::after,
.cl-effect-4 a:focus::after {
  height: 5px;
  opacity: 1;
  -webkit-transform: translateY(0px);
  -moz-transform: translateY(0px);
  transform: translateY(0px);
}
/*--UNDERLINE EFFECT--*/

/*--BUTTON EFFECT--*/
.cl-effect-10 {
  position: relative;
  z-index: 1;
  float: left;
}
.cl-effect-10 a {
  overflow: hidden;
  margin: 25px 0 20px;
  position: relative;
  display: inline-block;
  outline: none;
  text-decoration: none;
  text-transform: uppercase;
  text-shadow: 0 0 1px rgba(255, 255, 255, 0.3);
  font: normal 13px "barlowmedium" !important;
  color: #fff;
  letter-spacing: 0.08em;
}
.cl-effect-10 a span {
  display: block;
  padding: 10px 30px;
  background: #cba43d;
  -webkit-transition: -webkit-transform 0.3s;
  -moz-transition: -moz-transform 0.3s;
  transition: transform 0.3s;
}
.cl-effect-10 a::before {
  position: absolute;
  top: 0;
  left: 0;
  z-index: -1;
  padding: 10px 30px;
  width: 100%;
  height: 100%;
  background: #fff;
  color: #cba43d;
  content: attr(data-hover);
  -webkit-transition: -webkit-transform 0.3s;
  -moz-transition: -moz-transform 0.3s;
  transition: transform 0.3s;
  -webkit-transform: translateX(-25%);
  transform: translateX(-25%);
}
.cl-effect-10 a:hover span,
.cl-effect-10 a:focus span {
  -webkit-transform: translateX(100%);
  -moz-transform: translateX(100%);
  transform: translateX(100%);
}
.cl-effect-10 a:hover::before,
.cl-effect-10 a:focus::before {
  -webkit-transform: translateX(0%);
  -moz-transform: translateX(0%);
  transform: translateX(0%);
}
/*--BUTTON EFFECT--*/
/*--LINK HOVER EFFECT--*/

/*--COMMON STYLES--*/

/*--HEADER STARTS--*/
header {width: 100%; float: left; background: #f7f7f7; padding: 10px 0 8px;}
header .content-area{width: 1050px; margin: 0 auto;}
header #logo {width: 25%; float: left;}
header #logo img {width: 200px; height: 78px;}
/*--MENU STARTS--*/
header nav {width: 73%; float: right;}
header nav span.active {font: normal 14px "barlowmedium"; color: #ae8f43; letter-spacing: 0.06em;}
header nav a {font: normal 14px "barlowmedium"; color: #362821; letter-spacing: 0.06em; position: relative; display: inline-block; margin: 32px 15px 0 15px; text-decoration: none; float: left;}

/*--FOR IE & MS EDGE--*/
@media screen and (min-width: 0\0) {
  header nav a {font: normal 14px "barlowmedium"; color: #362821; letter-spacing: 0.06em; position: relative; display: inline-block; margin: 32px 15px 0 15px; text-decoration: none; float: left;}
}

@supports (-ms-ime-align: auto) {
  header nav a {font: normal 14px "barlowmedium"; color: #362821; letter-spacing: 0.06em; position: relative; display: inline-block; margin: 32px 15px 0 15px; text-decoration: none; float: left;}
}
/*--FOR IE & MS EDGE--*/

header nav #dd a {margin: 32px 18px 0 0;}
header nav a span {font: normal 14px "barlowmedium"; color: #362821; letter-spacing: 0.06em;}
header nav a.img {margin: 0 39px !important; height: 68px;}
header nav a:hover,
nav a:focus {outline: none;}
header nav a:first-child {margin: 32px 15px 0 0;}
header nav .nav-apply-box {width: auto; padding:11px 10px 9px; float: right; background: #ae8f43; font: normal 14px "barlowmedium"; color: #fff; letter-spacing: 0.06em; word-spacing: 0.1em; margin: 20px 0 0;}
header nav .nav-apply-box a {font: normal 14px "barlowmedium"; color: #fff; text-decoration: none; margin: 0;}

.cl-effect-5 a {
  overflow: hidden;
  height: 1em;
}
.cl-effect-5 a span {
  position: relative;
  display: inline-block;
  -webkit-transition: -webkit-transform 0.3s;
  -moz-transition: -moz-transform 0.3s;
  transition: transform 0.3s;
}
.cl-effect-5 a span::before {
  position: absolute;
  top: 100%;
  content: attr(data-hover);
  color: #ae8f43;
  line-height: 1.2em;
  -webkit-transform: translate3d(0, 0, 0);
  -moz-transform: translate3d(0, 0, 0);
  transform: translate3d(0, 0, 0);
}
.cl-effect-5 a:hover span,
.cl-effect-5 a:focus span {
  -webkit-transform: translateY(-100%);
  -moz-transform: translateY(-100%);
  transform: translateY(-100%);
}
/*--DROP DOWN MENU--*/
.wrapper-dropdown-3 {
  position: relative;
  width: auto;
  float: left;
  margin: 0 8px 0 12px;
  cursor: pointer;
  z-index: 99;
}
.wrapper-dropdown-3 span {
  font: normal 14px "barlowmedium";
  color: #362821;
}
.wrapper-dropdown-3:after {
  content: "";
  width: 0;
  height: 0;
  position: absolute;
  right: 2%;
  top: 78%;
  margin-top: 0;
  border-width: 6px 6px 0 6px;
  border-style: solid;
  border-color: #cba43d transparent;
}
.wrapper-dropdown-3 .dropdown {
  position: absolute;
  top: 130%;
  width: 220px;
  margin: 0;
  padding: 10px 10px 10px 15px;
  opacity: 0;
  pointer-events: none;
  list-style: none;
  background: #f4f4f4;
  border-radius: 10px;
  border: 1px solid #ae8f43;
  box-shadow: 0 0 5px rgba(0, 0, 0, 0.1);
  -webkit-transition: all 0.5s ease-in;
  -moz-transition: all 0.5s ease-in;
  -ms-transition: all 0.5s ease-in;
  -o-transition: all 0.5s ease-in;
  transition: all 0.5s ease-in;
}
.wrapper-dropdown-3 .dropdown:after {
  content: "";
  width: 0;
  height: 0;
  position: absolute;
  bottom: 100%;
  left: 15px;
  border-width: 0 6px 6px 6px;
  border-style: solid;
  border-color: #fff transparent;
}
.wrapper-dropdown-3 .dropdown:before {
  content: "";
  width: 0;
  height: 0;
  position: absolute;
  bottom: 100%;
  left: 13px;
  border-width: 0 8px 8px 8px;
  border-style: solid;
  border-color: rgba(0, 0, 0, 0.1) transparent;
}
.wrapper-dropdown-3 ul.dropdown li {
  margin: 0 !important;
  float: left;
  padding: 0 10px 0 20px;
}
.wrapper-dropdown-3 .dropdown li a {
  font: normal 14px "barlowmedium";
  color: #362821;
  padding: 0 0 2px;
  display: block;
  text-decoration: none;
  margin: 10px 0 !important;
}
.wrapper-dropdown-3.active .dropdown {
  opacity: 1;
  pointer-events: auto;
}

/* No CSS3 support */

.no-opacity .wrapper-dropdown-3 .dropdown,
.no-pointerevents .wrapper-dropdown-3 .dropdown {
  display: none;
  opacity: 1; /* If opacity support but no pointer-events support */
  pointer-events: auto; /* If pointer-events support but no pointer-events support */
}

.no-opacity .wrapper-dropdown-3.active .dropdown,
.no-pointerevents .wrapper-dropdown-3.active .dropdown {
  display: block;
}
/*--DROP DOWN MENU--*/
/*--MENU ENDS--*/
/*--HEADER ENDS--*/

/*--BANNER STARTS--*/
#banner {width: 100%; height: calc(100vh - 96px); float: left;}
#abtus-banner {width: 100%; height: 500px; float: left; background-image: url(../images/abtus-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#why-choose-banner {width: 100%; height: 500px; float: left; background-image: url(../images/why-choose-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#first-home-banner {width: 100%; height: 500px; float: left; background-image: url(../images/first-home-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#kiwisaver-banner {width: 100%; height: 500px; float: left; background-image: url(../images/kiwisaver-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#home-loan-banner {width: 100%; height: 500px; float: left; background-image: url(../images/home-loan-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#property-investment-banner {width: 100%; height: 500px; float: left; background-image: url(../images/property-investment-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#refinancing-banner { width: 100%; height: 500px; float: left; background-image: url(../images/refinancing-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#insurance-banner {width: 100%; height: 500px; float: left; background-image: url(../images/insurance-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#life-insurance-banner {width: 100%; height: 500px; float: left; background-image: url(../images/life-insurance-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#medical-insurance-banner {width: 100%; height: 500px; float: left; background-image: url(../images/medical-insurance-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#trauma-insurance-banner {width: 100%; height: 500px; float: left; background-image: url(../images/trauma-insurance-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#income-insurance-banner {width: 100%; height: 500px; float: left; background-image: url(../images/income-insurance-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#mortgage-insurance-banner {width: 100%; height: 500px; float: left; background-image: url(../images/mortgage-insurance-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#appointment-banner {width: 100%; height: 500px; float: left; background-image: url(../images/appointment-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#apply-banner {width: 100%; height: 500px; float: left; background-image: url(../images/apply-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#article-banner {width: 100%; height: 500px; float: left; background-image: url(../images/article-banner.jpg); background-position: top left; background-size: 100% 100%; background-repeat: no-repeat;}
#nonbank-banner {width: 100%;
  height: 500px;
  float: left;
  background-image: url(../images/nonbank-banner.jpg);
  background-position: top left;
  background-size: 100% 100%;
  background-repeat: no-repeat;
}
#contact-banner {
  width: 100%;
  height: 500px;
  float: left;
  background-image: url(../images/contact-banner.jpg);
  background-position: top left;
  background-size: 100% 100%;
  background-repeat: no-repeat;
}
/*--BANNER ENDS--*/

/*--INDEX CONTENT STARTS--*/
#gp1 {
  width: 100%;
  float: left;
  background: #f7f7f7;
  padding: 40px 0;
}
#gp1 .content-holder {
  width: 80%;
  margin: 0 auto 40px;
  float: none;
  text-align: center;
}
#gp1 .bk1 {
  float: left;
  margin: -10px 0 0;
}
#gp1 .bk2 {
  float: right;
  margin: -10px 0 0;
}
#gp1 h1 {
  font: normal 28px "oxygenbold";
  color: #000;
  letter-spacing: 0.02em;
  margin: 10px auto 0;
  float: none;
}
#gp1 p {
  width: 100%;
  margin: 18px auto 10px;
}
#gp1 a {
  text-decoration: none;
}
#gp1 a:hover {
  text-decoration: none;
}
#gp1 .tagline {
  font: normal 24px "courgetteregular";
  color: #ce9703;
  letter-spacing: 0.02em;
  line-height: 1.2em;
  margin: 0;
}
#gp1 .more {
  line-height: 1.6em;
}
#gp1 .more a {
  margin: 0 0 0 -7px;
}
#gp1 .blk {
  width: 25%;
  float: left;
}
#gp1 .blk-mid {
  width: 25%;
  float: left;
  margin: 0 12%;
}
#gp1 .blk p {
  font: normal 13px "barlowmedium";
  color: #000;
  line-height: 1.4em;
  letter-spacing: 0.04em;
  margin: 5px 0 15px;
}
#gp1 .blk-mid img {
  margin: 0 0 15px;
}
#gp1 .blk-mid p {
  font: normal 13px "barlowmedium";
  color: #000;
  line-height: 1.4em;
  letter-spacing: 0.04em;
  margin: 5px 0 0;
}

#gp2 {
  width: 100%;
  float: left;
  background: #d4c3a0;
  padding: 50px 0 75px;
}
#gp2 .content-holder {
  width: 50%;
  margin: 0 auto;
  float: none;
}
#gp2 .content-holder .bk1 {
  float: left;
  margin: -17px -26px 0px 0;
}
#gp2 .content-holder .bk2 {
  float: right;
  margin: -25px 13px 0 0;
}
#gp2 .content-holder .blk {
  width: 45%;
  float: left;
}
#gp2 .blk .text1 {
  width: 80%;
  float: left;
  margin: 28px 0 25px 15px;
}
#gp2 .blk .text2 {
  width: 80%;
  float: left;
  margin: 30px 0 25px 30px;
}
#gp2 .blk h2 {
  color: #ac8e05;
  font: normal 20px "squada_oneregular";
  float: none;
  line-height: 1.4em;
}
#gp2 .blk h2 a {
  color: #ac8e05;
  text-decoration: none;
}
#gp2 .blk h2 a:hover {
  color: #ac8e05;
  text-decoration: none;
}
#gp2 .blk .text1 h2.cl-effect-4 a::after {
  width: 100px;
}
#gp2 .blk .text2 h2.cl-effect-4 a::after {
  width: 169px;
}
#gp2 .blk p {
  font: normal 13px "barlowmedium";
  color: #000;
  line-height: 1.5em;
  letter-spacing: 0.06em;
  margin: 5px 0 15px;
}

#gp3 {
  width: 100%;
  float: left;
  background: #f7f7f7;
  padding: 0 0 30px;
}
#gp3 .reach {
  width: 40%;
  margin: -40px auto 60px;
  background: #080808;
  padding: 30px 20px;
  border-radius: 20px;
  font: normal 22px "courgetteregular";
  color: #f7da57;
  text-align: center;
  line-height: 1.8em;
  letter-spacing: 0.06em;
  -webkit-box-shadow: 2px 4px 6px 6px #c4c4c4;
  box-shadow: 2px 4px 6px 6px #c4c4c4;
}
#gp3 .reach a {
  font: normal 22px "courgetteregular";
  color: #f7da57;
  line-height: 1.8em;
  letter-spacing: 0.06em;
  text-decoration: none;
}
#gp3 .reach a:hover {
  font: normal 22px "courgetteregular";
  color: #f7da57;
  line-height: 1.8em;
  letter-spacing: 0.06em;
  text-decoration: none;
}
#gp3 .review {
  width: 50%;
  float: none;
  text-align: center;
  margin: 0 auto;
}
#gp3 .review img {
  margin: 0px 0 -10px 0;
}
#gp3 .client {
  font: normal 15px "courgetteregular";
  color: #ac8e05;
  letter-spacing: 0.04em;
  margin: 20px 0 0;
}

#gp4 {
  width: 100%;
  height: 400px;
  float: left;
  background-image: url(../images/why-choose-bg.jpg);
  background-repeat: no-repeat;
  background-position: top left;
  background-size: cover;
}
#gp4 .content-holder {
  width: 500px;
  float: right;
  margin: 50px 20px 0 0;
}
#gp4 h3 {
  font: normal 26px "oxygenbold";
  color: #000;
  letter-spacing: 0.04em;
  line-height: 1.6em;
  float: left;
	margin: 0;
}
#gp4 ul {
  float: left;
  margin: 20px 0 10px 18px;
  list-style-position: outside;
}
#gp4 .more {
  margin: 0 0 0 3px;
  font: normal 15px "latobold";
  clear: both;
}
#gp4 .more a {
  font: normal 15px "latobold";
  text-decoration: none;
}
#gp4 .more a:hover {
  font: normal 15px "latobold";
  text-decoration: none;
}
#gp4 .cl-effect-13 a:hover::before,
#gp4 .cl-effect-13 a:focus::before {
  color: #131313;
  text-shadow: 10px 0 #131313, -10px 0 #131313;
}

#gp5 {
  width: 100%;
  float: left;
  background: #f7f7f7;
  padding: 40px 0;
}
#gp5 .blk {
  width: 21%;
  height: 240px;
  float: left;
  background: url(../images/article-outline.png) top left no-repeat;
  padding: 25px 0 0 80px;
}
#gp5 .blk-mid {
  width: 21%;
  height: 240px;
  float: left;
  margin: 0 5%;
  background: url(../images/article-outline.png) top left no-repeat;
  padding: 25px 0 0 80px;
}
#gp5 h4 {
  font: normal 13px "oxygenbold";
  color: #ac8e05;
  line-height: 1.6em;
  letter-spacing: 0.06em;
  margin: 15px 0 0;
}
#gp5 h4 a {
  font: normal 13px "oxygenbold";
  color: #ac8e05;
  line-height: 1.6em;
  letter-spacing: 0.06em;
  text-decoration: none;
}
#gp5 h4 a:hover {
  font: normal 13px "oxygenbold";
  color: #ac8e05;
  line-height: 1.6em;
  letter-spacing: 0.06em;
  text-decoration: none;
}
#gp5 p {
  font: normal 12px "latobold";
  color: #000;
  letter-spacing: 0.06em;
  line-height: 1.6em;
  word-spacing: 0.1em;
}
#gp5 p a {
  font: normal 12px "latobold";
  color: #000;
  letter-spacing: 0.06em;
  line-height: 1.6em;
  word-spacing: 0.1em;
  text-decoration: none;
}
#gp5 p a:hover {
  font: normal 12px "latobold";
  color: #ac8e05;
  letter-spacing: 0.06em;
  line-height: 1.6em;
  word-spacing: 0.1em;
  text-decoration: none;
}
#gp5 .more {
  margin: 30px 35px 0 0;
  float: right;
  clear: both;
  font: normal 14px "latobold";
}
#gp5 .more a {
  font: normal 14px "latobold";
  text-decoration: none;
}
#gp5 .more a:hover {
  font: normal 14px "latobold";
  text-decoration: none;
}
/*--INDEX PAGE--*/

/*--FOOTER STARTS--*/
footer {
  width: 100%;
  float: left;
  background: #fff;
  padding: 0px 0 15px;
}
footer #address {
  width: 26%;
  float: left;
  background: #000;
  padding: 41px 25px;
  font: normal 13px "latoregular";
  color: #fff;
  letter-spacing: 0.09em;
  line-height: 1.8em;
  margin: 0 50px 30px 0;
}
footer #address a {
  font: normal 13px "latoregular";
  color: #fff;
  letter-spacing: 0.09em;
  line-height: 1.8em;
  text-decoration: none;
}
footer #address a:hover {
  font: normal 13px "latoregular";
  color: #fff;
  letter-spacing: 0.09em;
  line-height: 1.8em;
  text-decoration: none;
  border-bottom: 1px dashed #f7f7f7;
}
footer #form {
  width: 60%;
  float: right;
  padding: 20px 0;
}
footer #form h3 {
  font: normal 15px "latobold";
  color: #26276b;
  letter-spacing: 0.08em;
  line-height: 1.4em;
  margin: 0 0 10px;
  float: none;
}
footer #form input {
  width: 200px;
  height: auto;
  padding: 7px 5px;
  font: normal 13px "barlowregular";
  color: #000;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 88px 10px 0;
  float: left;
}
footer #form textarea {
  width: 300px;
  height: 60px;
  padding: 7px 5px;
  font: normal 13px "barlowregular";
  color: #000;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 88px 10px 0;
  float: left;
}
.antispam {
  display: none;
}
footer #form input::placeholder {
  color: #000;
  opacity: 0.9;
  filter: alpha(opacity=90);
}
footer #form textarea::placeholder {
  color: #000;
  opacity: 0.9;
  filter: alpha(opacity=90);
}
footer #form input.submit {
  width: 150px;
  height: 36px;
  background: url(../images/btn-bg.png) no-repeat;
  font: normal 14px "squada_oneregular";
  color: #fff;
  text-align: center;
  letter-spacing: 0.06em;
  float: left;
  margin: 10px 0 0;
  padding: 5px 0;
  clear: both;
  border: 0;
  cursor: pointer;
}
footer #form input.submit a {
  font: normal 14px "squada_oneregular";
  color: #fff;
  letter-spacing: 0.06em;
  text-decoration: none;
}
footer #form input.submit a:hover {
  font: normal 14px "squada_oneregular";
  color: #fff;
  letter-spacing: 0.06em;
  text-decoration: none;
}

footer #footer-links {
  width: 50%;
  float: left;
  background: none;
  font: normal 13px "barlowmedium";
  color: #26276b;
  letter-spacing: 0.06em;
  line-height: 1.8em;
  text-align: left;
  margin: 10px 0 0;
}
footer #footer-links a {
  font: normal 11px "montserratregular";
  color: #26276b;
  letter-spacing: 0.1em;
  line-height: 1.8em;
  text-decoration: none;
}
footer #footer-links a:hover {
  font: normal 11px "montserratregular";
  color: #26276b;
  letter-spacing: 0.1em;
  line-height: 1.8em;
  text-decoration: none;
}
footer #footer-links span {
  margin: 0 10px;
}
footer #footer-links span.span1 {
  margin:5px 0px 0px;
	float: left;
}
footer #design span.span2 img{
  margin:0 0px -8px 10px;
}
footer #design {
  width: 50%;
  float: left;
  background: none;
  font: normal 11px "montserratregular";
  color: #26276b;
  letter-spacing: 0.08em;
  line-height: 1.2em;
  text-align: right;
  margin: 10px 0 0;
}
footer #design a {
  font: normal 12px "barlowmedium";
  color: #26276b;
  letter-spacing: 0.08em;
  text-decoration: none;
}
footer #design a:hover {
  font: normal 11px "montserratregular";
  color: #26276b;
  letter-spacing: 0.08em;
  text-decoration: none;
}
/*--FOOTER ENDS--*/

/*--INNER PAGE STARTS--*/
#innerpg {
  width: 100%;
  float: left;
  background: #f7f7f7;
  padding: 30px 0;
}
#innerpg main {
  width: 65%;
  float: left;
  margin: 0 5% 0 0;
}
#innerpg aside {
  width: 30%;
  float: left;
}
#innerpg .tagline {
  font: normal 24px "courgetteregular";
  color: #050995;
  letter-spacing: 0.02em;
  line-height: 1.5em;
  margin: 0;
}
#innerpg ol.why {
  list-style-position: outside;
  margin: 10px 0 0px 20px;
  float: left;
}
#innerpg ol.why li {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  line-height: 1.6em;
  margin: 0 0 20px;
}
#innerpg ol.why li a {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  text-decoration: none;
}
#innerpg ol.why li a:hover {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  text-decoration: none;
}
#innerpg ul.why {
  list-style-position: outside;
  margin: 10px 0 0px 20px;
  float: left;
}
#innerpg ul.why li {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  line-height: 1.6em;
  margin: 0 0 20px;
}
#innerpg ul.why li a {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  text-decoration: none;
}
#innerpg ul.why li a:hover {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  text-decoration: none;
}
#innerpg main .heading-bg {
  width: 60px;
  height: 100px;
  background:/*#d8b40e*/ #e7c31c;
  float: left;
  margin: -30px -45px 0 0;
}
#innerpg .apply-heading-bg {
  width: 60px;
  height: 100px;
  background:/*#d8b40e*/ #e7c31c;
  float: left;
  margin: -30px -45px 0 0;
}
#innerpg .img1 {
  float: right;
  margin: 0 0 20px 40px;
}
#innerpg .img2 {
  float: left;
  margin: 0 40px 20px 0px;
}

#innerpg aside .blk1 {
  width: 90%;
  height: auto;
  float: left;
  background: #e7c31c;
  padding: 4% 5%;
  border-top-left-radius: 16px;
  border-bottom-right-radius: 16px;
  margin: 20px 0;
}
#innerpg aside .blk2 {
  width: 89%;
  height: auto;
  float: left;
  background: transparent;
  padding: 4% 5%;
  border: 2px solid #131313;
  margin: 20px 0;
}
#innerpg aside .blk3 {
  width: 90%;
  height: auto;
  float: left;
  background: #fff /*fff5df*/;
  padding: 4% 5%;
  border-top-left-radius: 16px;
  border-bottom-right-radius: 16px;
  margin: 20px 0;
}
#innerpg aside .blk4 {
  width: 89%;
  height: auto;
  float: left;
  background: transparent;
  padding: 6% 5%;
  border: 2px solid #131313;
  margin: 30px 0;
}
#innerpg aside .blk4 h2 {
  width: auto;
  float: left;
  font: normal 20px "squada_oneregular";
  letter-spacing: 0.04em;
  color: #e7c31c /*ac8e05*/;
  background: #f7f7f7;
  margin: -35px 65px 0;
  padding: 5px 23px;
}
#innerpg aside .icon {
  width: 20%;
  float: left;
  padding: 5px 0;
}
#innerpg aside .text {
  width: 75%;
  float: right;
  font: normal 13px "oxygenregular";
  letter-spacing: 0.06em;
  line-height: 1.4em;
  color: #4a4949;
}
#innerpg aside .text a {
  font: normal 13px "oxygenregular";
  letter-spacing: 0.06em;
  line-height: 1.4em;
  color: #4a4949;
  text-decoration: none;
}
#innerpg aside .text a:hover {
  font: normal 13px "oxygenregular";
  letter-spacing: 0.06em;
  line-height: 1.4em;
  color: #4a4949;
  text-decoration: none;
}
#innerpg aside .text .heading {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  line-height: 1.6em;
}
#innerpg aside .text .heading a {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  line-height: 1.6em;
  text-decoration: none;
}
#innerpg aside .text .heading a:hover {
  font: normal 14px "montserratregular";
  color: #131313;
  letter-spacing: 0.04em;
  line-height: 1.6em;
  text-decoration: none;
}

#innerpg form {
  width: 100%;
  float: left;
  padding: 20px 0;
}
#innerpg form h3 {
  font: normal 15px "latobold";
  color: #26276b;
  letter-spacing: 0.08em;
  line-height: 1.4em;
  margin: 0 0 10px;
  float: none;
}
#innerpg form input {
  width: 200px;
  height: 16px;
  padding: 7px 5px;
  font: normal 13px "barlowregular";
  color: #000;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 88px 10px 0;
  float: left;
  clear: left;
}

#innerpg form select {
  width: 211px;
  height: 34px;
  padding: 7px 5px;
  font: normal 13px "barlowregular";
  color: #000;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 88px 10px 0;
  float: left;
  clear: left;
}

#innerpg form select option {
  width: 211px;
  height: 34px;
  padding: 7px 5px;
  font: normal 13px "barlowregular";
  color: #000;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 88px 10px 0;
  float: left;
  clear: left;
  opacity: 0.9;
  filter: alpha(opacity=90);
}

#innerpg form textarea {
  width: 300px;
  height: 60px;
  padding: 7px 5px;
  font: normal 13px "barlowregular";
  color: #000;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 88px 10px 0;
  float: left;
  clear: left;
}
.antispam {
  display: none;
}

#innerpg form input::placeholder {
  color: #000;
  opacity: 0.9;
  filter: alpha(opacity=90);
}
#innerpg form textarea::placeholder {
  color: #000;
  opacity: 0.9;
  filter: alpha(opacity=90);
}
#innerpg form input.submit {
  width: 150px;
  height: 36px;
  background: url(../images/btn-bg.png) no-repeat;
  font: normal 14px "squada_oneregular";
  color: #fff;
  text-align: center;
  letter-spacing: 0.06em;
  float: left;
  margin: 10px 0 0;
  padding: 5px 0;
  clear: both;
  border: 0;
  cursor: pointer;
}
#innerpg form input.submit a {
  font: normal 14px "squada_oneregular";
  color: #fff;
  letter-spacing: 0.06em;
  text-decoration: none;
}
#innerpg form input.submit a:hover {
  font: normal 14px "squada_oneregular";
  color: #fff;
  letter-spacing: 0.06em;
  text-decoration: none;
}

#innerpg h3.contact {
  font: normal 15px "latobold";
  color: #26276b;
  letter-spacing: 0.08em;
  line-height: 1.4em;
  margin: 0 0 10px;
  float: none;
}

/*--APPLICATION FORM--*/
#innerpg form.apply {
  width: 100%;
  float: left;
  padding: 20px 0;
}
#innerpg form.apply .mn-blk {
  width: 100%;
  float: left;
  margin: 0;
}
#innerpg form.apply .block {
  width: 50%;
  float: left;
}
#innerpg form.apply .blk {
  width: 30%;
  float: left;
  margin: 0 2% 0 0;
}
#innerpg form.apply .asset-blk {
  width: 34%;
  float: left;
  margin: 0 3% 0 0;
}
#innerpg form.apply h3 {
  font: normal 15px "latobold";
  color: #26276b;
  letter-spacing: 0.08em;
  line-height: 1.4em;
  margin: 0 0 20px;
  float: none;
}

#innerpg form.apply label {
  font: normal 14px "oxygenbold";
  color: #ac8e05;
  letter-spacing: 0.08em;
  float: left;
  width: auto;
  margin: 0;
  clear: both;
	line-height: 1.4em;
}
#innerpg form.apply label.rlabel {
  font: normal 13px "oxygenregular";
  color: #131313;
  letter-spacing: 0.06em;
  float: left;
  width: auto;
  margin: 4px 0 0;
  clear: none;
}
#innerpg form.apply label.rlabel1 {
  font: normal 13px "oxygenregular";
  color: #131313;
  letter-spacing: 0.06em;
  float: left;
  width: auto;
  margin: 17px 0 0;
  clear: none;
}
#innerpg form.apply label.rlabel2 {
  font: normal 13px "oxygenregular";
  color: #131313;
  letter-spacing: 0.06em;
  float: left;
  width: auto;
  margin: 17px 20px 0 0;
  clear: none;
}

#innerpg form.apply input[type="radio"] {
  width: auto;
  height: auto;
  float: left;
  cursor: pointer;
  margin: 7px 18px 0 0;
  padding: 0;
}
#innerpg form.apply .radio {
  margin: 20px 18px 0 0 !important;
}
#innerpg form.apply .rinput {
  width: 369px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 0px 24px 0;
  float: left;
  clear: none;
}
#innerpg form.apply .rinput1 {
  width: 330px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 0px 10px 0;
  float: left;
  clear: none;
}

#innerpg form.apply .add-input {
  width: 300px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 188px 10px 0;
  float: left;
  clear: none !important;
}
#innerpg form.apply .add-input1 {
  width: 300px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 50px 10px 0;
  float: left;
  clear: none !important;
}
p a#remScnt {
  float: left;
}

#innerpg form.apply input {
  width: 400px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin:4px 0px 24px 0;
  float: left;
  clear: left;
}
#innerpg form.apply .blk input {
  width: 95%;
  max-width: 300px;
}
#innerpg form.apply .blk .plus3-input {
  width: 95% !important;
  max-width: 300px !important;
}
#innerpg form.apply .input1 {
  width: 300px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 0px 10px 24px;
  float: left;
  clear: left;
}
#innerpg form.apply .ad-input {
  width: 82%;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 180px 10px 0;
  float: left;
  clear: left;
}

#innerpg form.apply select {
  width: 412px;
  height: 35px;
  padding: 8px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 0px 24px 0;
  float: left;
  clear: left;
}

#innerpg form.apply select option {
  width: 300px;
  height: 35px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 180px 10px 0;
  float: left;
  clear: left;
  opacity: 0.9;
  filter: alpha(opacity=90);
}

#innerpg form.apply textarea {
  width: 400px;
  height: 80px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 180px 10px 0;
  float: left;
  clear: left;
}
#innerpg form.apply .apply-textarea {
  width: 92.6%;
  max-width: 960px;
  height: 200px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 0px 10px 0;
  float: left;
  clear: left;
}
.antispam {
  display: none;
}

#innerpg form.apply input::placeholder {
  color: #000;
  opacity: 0.5;
  filter: alpha(opacity=50);
}
#innerpg form.apply textarea::placeholder {
  color: #000;
  opacity: 0.5;
  filter: alpha(opacity=50);
}
#innerpg form.apply input.submit {
  width: 150px;
  height: 36px;
  background: url(../images/btn-bg.png) no-repeat;
  font: normal 14px "squada_oneregular";
  color: #fff;
  text-align: center;
  letter-spacing: 0.06em;
  float: left;
  margin: 10px 0 0;
  padding: 5px 0;
  clear: both;
  border: 0;
  cursor: pointer;
}
#innerpg form.apply input.submit a {
  font: normal 14px "squada_oneregular";
  color: #fff;
  letter-spacing: 0.06em;
  text-decoration: none;
}
#innerpg form.apply input.submit a:hover {
  font: normal 14px "squada_oneregular";
  color: #fff;
  letter-spacing: 0.06em;
  text-decoration: none;
}

#innerpg form.apply ul {
  margin: 0;
  float: left;
  list-style: none;
}
#innerpg form.apply ul li {
  margin: 0;
  display: block;
}

#innerpg form.apply ul li ul {
  list-style: url(../images/orange-arrow.png);
  list-style-position: inside;
  margin: 0 0 15px 20px;
}
#innerpg form.apply ul li ul li {
  display: list-item;
  margin: 12px 0 12px 20px;
}

#innerpg form.apply .each-input {
  width: 284px !important;
  margin-right: 24px !important;
}
#innerpg form.apply .p_scents h2,
.p_scents1 h2,
.p_scents2 h2,
.p_scents3 h2,
.p_scents4 h2,
.p_scents5 h2 {
  margin: 18px 0 0 0;
}
#innerpg form.apply .p_scents .remScnt,
.p_scents1 .remScnt,
.p_scents2 .remScnt,
.p_scents3 .remScnt,
.p_scents4 .remScnt,
.p_scents5 .remScnt {
  margin: 0px 0 0 9px;
  float: left;
}

#innerpg form.apply img {
  margin: 8px 0 0;
}
#innerpg form.apply .plus-img {
  margin: 18px 0 0;
}
#innerpg form.apply .lt-blk{width: 45%; float: left; margin: 0 5% 0 0;}
#innerpg form.apply .rt-blk{width: 45%; float: right;}
#innerpg form.apply .radio-margin{margin:0 0 24px 0;}

/*--PAGINATION STARTS--*/
.paginate-pagination ul {
  margin: 30px 0 !important;
  padding: 0;
  list-style: none;
}
.paginate-pagination ul:after {
  content: " ";
  display: table;
  clear: both;
}
.paginate-pagination ul > li {
  float: left;
  margin-right: 3px;
}
.paginate-pagination ul > li > a.page {
  display: block;
  height: 30px;
  width: 30px;
  text-align: center;
  line-height: 30px;
  border: 1px solid #ddd;
  background: white;
  text-decoration: none;
  cursor: pointer;
  color: #000;
}
.paginate-pagination ul > li > a.page:hover {
  color: #ac8e05;
}
.paginate-pagination ul > li > a.page.active {
  color: #ac8e05;
  cursor: pointer;
}
.paginate-pagination ul > li > a.page-next.deactive,
.paginate-pagination ul > li > a.page-prev.deactive {
  opacity: 0.7;
  cursor: pointer;
}
/*--PAGINATION ENDS--*/

/*--TOOLTIP STARTS--*/
[data-tooltip] {position: relative; z-index: 10;}

/* Positioning and visibility settings of the tooltip */
[data-tooltip]:before,
[data-tooltip]:after {
  position: absolute;
  visibility: hidden;
  opacity: 0;
  left: 300px;
  bottom: calc(100% + -20px);
  pointer-events: none;
  transition: 0.2s;
  will-change: transform;
}

/* The actual tooltip with a dynamic width */
[data-tooltip]:before {
  content: attr(data-tooltip);
  padding: 8px 12px;
  min-width: 50px;
  max-width: 300px;
  width: max-content;
  width: -moz-max-content;
  border-radius: 18px;
  font: normal 13px 'courgetteregular';
	letter-spacing: 0.04em;	
	background: #cecece; /* Old browsers */
	background: -moz-linear-gradient(top,  #cecece 0%, #e8e8e8 100%); /* FF3.6-15 */
	background: -webkit-linear-gradient(top,  #cecece 0%,#e8e8e8 100%); /* Chrome10-25,Safari5.1-6 */
	background: linear-gradient(to bottom,  #cecece 0%,#e8e8e8 100%); /* W3C, IE10+, FF16+, Chrome26+, Opera12+, Safari7+ */
	filter: progid:DXImageTransform.Microsoft.gradient( startColorstr='#cecece', endColorstr='#e8e8e8',GradientType=0 ); /* IE6-9 */
  color: #26276b;
  text-align: center;
  white-space: pre-wrap;
  transform: translate(-50%, -5px) scale(0.5);
}

/* Tooltip arrow */
[data-tooltip]:after {
  content: '';
  border-style: solid;
  border-width: 5px 5px 0px 5px;
  border-color: rgba(55, 64, 70, 0.9) transparent transparent transparent;
  transition-duration: 0s; /* If the mouse leaves the element, 
                              the transition effects for the 
                              tooltip arrow are "turned off" */
  transform-origin: top;   /* Orientation setting for the
                              slide-down effect */
  transform: translateX(-50%) scaleY(0);
}

/* Tooltip becomes visible at hover */
[data-tooltip]:hover:before,
[data-tooltip]:hover:after {
  visibility: visible;
  opacity: 1;
}
/* Scales from 0.5 to 1 -> grow effect */
[data-tooltip]:hover:before {
  transition-delay: 0.3s;
  transform: translate(-50%, -5px) scale(1);
}
/* Slide down effect only on mouseenter (NOT on mouseleave) */
[data-tooltip]:hover:after {
  transition-delay: 0.5s; /* Starting after the grow effect */
  transition-duration: 0.2s;
  transform: translateX(-50%) scaleY(1);
}
	
/* BOTTOM */
[data-tooltip-location="bottom"]:before,
[data-tooltip-location="bottom"]:after {
  top: calc(100% + 90px);
  bottom: auto;
}

[data-tooltip-location="bottom"]:before {
  transform: translate(-50%, 5px) scale(0.5);
}
[data-tooltip-location="bottom"]:hover:before {
  transform: translate(-50%, 5px) scale(1);
}

[data-tooltip-location="bottom"]:after {
  border-width: 0px 5px 5px 5px;
  border-color: transparent transparent rgba(55, 64, 70, 0.9) transparent;
  transform-origin: bottom;
}

/* RIGHT */
[data-tooltip-location="right"]:before,
[data-tooltip-location="right"]:after {
  left:calc(100% + -100px);
  bottom: -102px;
}

[data-tooltip-location="right"]:before {
  transform: translate(5px, 50%) scale(0.5);
}
[data-tooltip-location="right"]:hover:before {
  transform: translate(5px, 50%) scale(1);
}

[data-tooltip-location="right"]:after {
  border-width: 5px 5px 5px 0px;
  border-color: transparent rgba(55, 64, 70, 0.9) transparent transparent;
  transform-origin: right;
  transform: translateY(50%) scaleX(0);
}
[data-tooltip-location="right"]:hover:after {
  transform: translateY(50%) scaleX(1);
}
/*--TOOLTIP ENDS--*/

/*--TOGGLE STARTS--*/
.mypets{cursor: hand; cursor: pointer; padding: 2px 12px; border: 1px solid gray !important; background: #ac8e05; border-top-left-radius: 0px; border-bottom-right-radius: 20px;}
.openpet{background: #26276b;}
/*--TOGGLE ENDS--*/
/*--APPLICATION FORM--*/

/*--REVIEW FORM--*/
#innerpg form.review {
  width: 100%;
  float: left;
  padding: 20px 0;
}
#innerpg form.review .mn-blk {
  width: 100%;
  float: left;
  margin: 0 0 30px;
}
#innerpg form.review .block {
  width: 50%;
  float: left;
}
#innerpg form.review .blk {
  width: 30%;
  float: left;
  margin: 0 2% 0 0;
}
#innerpg form.review .asset-blk {
  width: 34%;
  float: left;
  margin: 0 3% 0 0;
}
#innerpg form.review h3 {
  font: normal 15px "latobold";
  color: #26276b;
  letter-spacing: 0.08em;
  line-height: 1.4em;
  margin: 0 0 20px;
  float: none;
}

#innerpg form.review label {
  font:normal 14px "barlowmedium";
  color: #26276b;
  letter-spacing: 0.08em;
  float: left;
  width: auto;
  margin: 0;
  clear: both;
	line-height:1.5em;
}
#innerpg form.review label a{
  font:normal 14px "barlowmedium";
  color: #ac8e05;
  letter-spacing: 0.08em;
	line-height:1.5em;
	text-decoration: none;
}
#innerpg form.review label a:hover{
  font:normal 14px "barlowmedium";
  color: #ac8e05;
  letter-spacing: 0.08em;
	line-height:1.5em;
	text-decoration: none;
}
#innerpg form.review label.rlabel {
  font: normal 13px "oxygenregular";
  color: #131313;
  letter-spacing: 0.1em;
  float: left;
  width: auto;
  margin: 7px 0 0;
  clear: none;
}
#innerpg form.review label.rlabel1 {
  font: normal 14px "barlowmedium";
  color: #131313;
  letter-spacing: 0.06em;
  float: left;
  width: auto;
  margin: 17px 0 0;
  clear: none;
}
#innerpg form.review label.rlabel2 {
  font: normal 14px "barlowmedium";
  color: #131313;
  letter-spacing: 0.06em;
  float: left;
  width: auto;
  margin: 17px 20px 0 0;
  clear: none;
}

#innerpg form.review input[type="radio"] {
  width: auto;
  height: auto;
  float: left;
  cursor: pointer;
  margin: 10px 18px 8px 0;
  padding: 0;
}
#innerpg form.review .radio {
  margin: 10px 18px 0 0 !important;
}
#innerpg form.review .rinput {
  width: 369px;
  height: 18px;
  padding: 5px 0px 1px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border-bottom: 1px solid #26276b;
	border-top: none;
	border-left: none;
	border-right: none;
  margin:5px 0 0;
  float: left;
  clear: none;
}
#innerpg form.review .rinput1 {
  width: 330px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 10px 0px 10px 0;
  float: left;
  clear: none;
}

#innerpg form.review .add-input {
  width: 300px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 188px 10px 0;
  float: left;
  clear: none !important;
}
#innerpg form.review .add-input1 {
  width: 300px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 50px 10px 0;
  float: left;
  clear: none !important;
}
p a#remScnt {
  float: left;
}

#innerpg form.review input {
  width: 400px;
  height: 18px;
  padding:10px 0px 2px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.06em;
  background: none;
	border-top: none;
	border-left: none;
	border-right: none;
  border-bottom: 1px solid #26276b;
  margin:5px 0 0;
  float: left;
  clear: left;
}
#innerpg form.review .blk input {
  width: 95%;
  max-width: 300px;
}
#innerpg form.review .blk .plus3-input {
  width: 95% !important;
  max-width: 300px !important;
}
#innerpg form.review .input1 {
  width: 300px;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 0px 10px 24px;
  float: left;
  clear: left;
}
#innerpg form.review .ad-input {
  width: 82%;
  height: 18px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 180px 10px 0;
  float: left;
  clear: left;
}

#innerpg form.review select {
  width: 400px;
  height: 35px;
  padding: 8px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 0px 0px 0;
  float: left;
  clear: left;
}

#innerpg form option[value] {
  /*width: 300px;
  height: 35px;
  padding: 10px 5px;*/
  font: normal 15px "oxygenregular";
  color: #333;
  letter-spacing: 0.1em;
  /*background: none;
  border: 1px solid #26276b;
  margin: 4px 180px 10px 0;
  float: left;
  clear: left;
  opacity: 0.9;
  filter: alpha(opacity=90);*/
}

#innerpg form.review textarea {
  width: 400px;
  height: 80px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 180px 10px 0;
  float: left;
  clear: left;
}
#innerpg form.review .apply-textarea {
  width: 92.6%;
  max-width: 960px;
  height: 200px;
  padding: 10px 5px;
  font: normal 13px "oxygenregular";
  color: #333;
  letter-spacing: 0.04em;
  background: none;
  border: 1px solid #26276b;
  margin: 4px 0px 10px 0;
  float: left;
  clear: left;
}
.antispam {
  display: none;
}

#innerpg form.review input::placeholder {
  color: #000;
  opacity: 0.5;
  filter: alpha(opacity=50);
}
#innerpg form.review textarea::placeholder {
  color: #000;
  opacity: 0.5;
  filter: alpha(opacity=50);
}
#innerpg form.review input.submit {
  width: 150px;
  height: 36px;
  background: url(../images/btn-bg.png) no-repeat;
  font: normal 14px "squada_oneregular";
  color: #fff;
  text-align: center;
  letter-spacing: 0.06em;
  float: left;
  margin: 10px 0 0;
  padding: 5px 0;
  clear: both;
  border: 0;
  cursor: pointer;
}
#innerpg form.review input.submit a {
  font: normal 14px "squada_oneregular";
  color: #fff;
  letter-spacing: 0.06em;
  text-decoration: none;
}
#innerpg form.review input.submit a:hover {
  font: normal 14px "squada_oneregular";
  color: #fff;
  letter-spacing: 0.06em;
  text-decoration: none;
}

#innerpg form.review ul {
  margin: 0;
  float: left;
  list-style: none;
}
#innerpg form.review ul li {
  margin: 0;
  display: block;
}

#innerpg form.review ul li ul {
  list-style: url(../images/orange-arrow.png);
  list-style-position: inside;
  margin: 0 0 15px 20px;
}
#innerpg form.review ul li ul li {
  display: list-item;
  margin: 12px 0 12px 20px;
}

#innerpg form.review .each-input {
  width: 284px !important;
  margin-right: 24px !important;
}
#innerpg form.review .p_scents h2,
.p_scents1 h2,
.p_scents2 h2,
.p_scents3 h2,
.p_scents4 h2,
.p_scents5 h2 {
  margin: 18px 0 0 0;
}
#innerpg form.review .p_scents .remScnt,
.p_scents1 .remScnt,
.p_scents2 .remScnt,
.p_scents3 .remScnt,
.p_scents4 .remScnt,
.p_scents5 .remScnt {
  margin: 0px 0 0 9px;
  float: left;
}
#innerpg form.review img {
  margin: 8px 0 0;
}
#innerpg form.review .plus-img {
  margin: 18px 0 0;
}
#innerpg form.review .lt-blk{width: 45%; float: left; margin: 0 5% 0 0;}
#innerpg form.review .rt-blk{width: 45%; float: right;}
#innerpg form.review .radio-margin{margin:0 0 24px 0;}
/*--REVIEW FORM--*/

#innerpg .article-blk {width: 100%; float: left; margin: 0 0 10px 0; border-bottom: 1px dashed #e7c31c; padding: 10px 0;}
#innerpg .article-blk .article-img {width: 20%; float: left; margin: 0 2% 0 0;}
#innerpg .article-blk .article-img img {margin: 10px 0 0;}
#innerpg .article-blk .article-txt {width: 75%; float: left; margin: 0 3% 0 0;}
#innerpg .article-blk h2 {font: normal 20px "squada_oneregular"; color: #4a4949; letter-spacing: 0.02em; line-height: 1.6em; float: left;}
#innerpg .article-blk p {font: normal 13px "oxygenregular"; line-height: 1.8em;}

#innerpg #thx-img {width: 47%; float: left; margin: 3% 3% 3% 0;}
#innerpg #thx-txt {width: 50%; float: left; text-align: center; padding: 140px 0;}
#innerpg #thx-txt h2 {font: normal 45px "squada_oneregular"; letter-spacing: 0.02em; line-height: 1.6em; float: none;}
#innerpg #thx-txt span {font: normal 24px "courgetteregular"; color: #ce9703; letter-spacing: 0.02em; line-height: 1.8em;}
/*--INNER PAGE ENDS--*/

/*--RESPONSIVE--*/
@media screen 
	and (min-width: 240px) 
	and (max-width: 320px){
  .content-area, header .content-area {width: 90%; padding: 0 5%; float: left;}
  h2 {line-height: 1.2em; margin: 0 0 2px;}
  h3 {line-height: 1.2em;}
  p {font: normal 13px "latoregular"; line-height: 1.8em;}
  ul {margin: 15px 0 10px 0px;}
  ul li {font: normal 13px "latoregular"; line-height: 1.6em;}
  header {width: 100%; padding: 5% 0;}
  header #logo {width: 100%;}
  header #logo img {width: 100%; max-width: 200px;}
  header nav {display: none;}
  #banner {height: 300px;}
  #gp1 {padding: 30px 0 10px;}
  #gp1 .content-holder {width: 100%; margin: 0 0 30px; text-align: left; float: left;}
  #gp1 .bk1 {margin: 0;}
  #gp1 h1 {font: normal 20px "oxygenbold"; margin: 10px 0 0 0;}
  #gp1 p {margin: 6px 0 10px; font: normal 13px "latoregular"; line-height: 1.8em;}
  .btn {margin: 20px 0 0;text-align: center;}
  #gp1 .tagline {font: normal 18px "courgetteregular"; line-height: 1.6em; margin: 0; text-align: center;}
  #gp1 .blk,  #gp1 .blk-mid {width: 100%; float: left; margin: 0px 0 30px;}
  #gp1 .blk img, #gp1 .blk-mid img {width: 100%; max-width: 250px;}
  #gp1 .blk-mid p {margin: 5px 0 15px;}
  #gp1 .blk-mid .d-img {display: none;}
  #gp1 .blk-mid img {margin: 0;}
  #gp2 .content-holder {width: 100%; margin: 0; float: left;}
  #gp2 .content-holder .blk {width: 90%;}
  #gp2 .content-holder .blk img {width: 100%; max-width: 225px;}
  #gp2 .blk .text1 {width: 90%; margin: 12px 0 0px 15px;}
  #gp2 .blk .text2 {width: 100%; margin: 0px 15px 0 0px; border-top: 1px dashed #f4e69a; padding: 15px 0 0;}
  #gp2 .content-holder .bk2 {margin: -20px 0px 0 0;}
  #gp3 .reach {width: 65%; font: normal 16px "courgetteregular"; line-height: 1.8em; margin: -40px auto 40px;}
  #gp3 .review {width: 86%; text-align: left;}
  #gp3 .review img {width: 40px;}
  #gp4 {padding: 40px 0 30px; height: auto;}
  #gp4 .content-holder {width: 100%; float: left; margin: 0;}
  #gp4 h3 {margin: 0; font: normal 22px "oxygenbold"; line-height: 1.4em;}
  #gp4 ul {margin: 10px 0 10px 18px;}
  #gp4 .cl-effect-13 a::before {margin: 0;}
  #gp5 .blk, #gp5 .blk-mid {width: 80%; height: auto; background-size: 60% 100%; padding: 30px 0 30px 40px; margin: 0 0 30px;}
  #gp5 h4 {margin: 5px 0 0;}
  #gp5 .blk img,  #gp5 .blk-mid img {width: 49px;}
  #gp5 .more {margin: 0;}
  footer .content-area {width: 100%; padding: 0;}
  footer #address {width: 90%; padding: 7% 5%; margin: 0 0 30px;}
  footer #form {width: 90%; padding: 0 5%; margin: 0 0 30px;}
  footer #form input,  footer #form textarea {width: 94%; margin: 10px 0;}
  footer #footer-links, footer #design {width: 90%; padding: 0 5%; text-align: left;}
  #abtus-banner, #insurance-banner, #appointment-banner, #nonbank-banner {height: 300px; background-size: cover; background-position: 46% 0%;}
  #apply-banner {height: 300px; background-size: cover; background-position: 56% 0%;}
  #article-banner {height: 300px; background-size: cover; background-position: 85% 0%;}
  #why-choose-banner, #home-loan-banner, #property-investment-banner, #refinancing-banner, #contact-banner {height: 300px; background-size: cover; background-position: 45% 0;}
  #first-home-banner {height: 300px; background-size: cover; background-position: 70% 0;}
  #kiwisaver-banner, #medical-insurance-banner {height: 300px; background-size: cover; background-position: 60% 0;}
  #mortgage-insurance-banner, #income-insurance-banner, #trauma-insurance-banner {height: 300px; background-size: cover; background-position: 50% 0;}
  #life-insurance-banner {height: 300px; background-size: cover; background-position: 69% 0;}
  #innerpg main {width: 100%; margin: 0 0 10px;}
  #innerpg main .heading-bg {margin: -30px 0 0 0;}
  #innerpg main h1 {margin: -70px 0px 30px 20px; font: normal 22px "oxygenbold";}
  .breadcrum {margin: 10px 0 20px; line-height: 1.6em;}
  #innerpg p {font: normal 13px "oxygenregular"; line-height: 1.8em;}
  #innerpg p b {font: normal 13px "oxygenbold"; line-height: 1.8em;}
  #innerpg .tagline {font: normal 20px "courgetteregular"; line-height: 1.5em;}
  #innerpg aside {width: 100%;}
  #innerpg aside .icon {width: 35%;}
  #innerpg aside .text {width: 65%;}
  #innerpg aside .blk4 h2 {width: auto; float: none; margin: -28px auto 20px; padding: 1% 10%; display: table;}
  #innerpg aside #canvas1,  #canvas0 {width: 192px !important; height: 200px !important;}
  #innerpg aside .blk4 div {width: 192px !important; max-width: 268px !important; height: 200px !important; max-height: 268px !important;}
  #innerpg aside #canvas1 img, #canvas0 img {width: 100% !important; height: 100% !important;}
  #innerpg .img1, #innerpg .img2 {width: 100%; max-width: 300px; margin: 0 0 20px 0;}
  #innerpg main .h-loan {margin: 22px 0px 30px -40px;}
  #innerpg ol.why li {font: normal 13px "montserratregular"; line-height: 1.6em;}
  .ins-aside {display: none;}
  .ins-aside1 {display: block;}
  .ins-type {width: 100%; float: left; margin: 0;}
  .ins-type img {width: 100%; max-width: 300px; float: left; margin: 0 0 20px;}
  #innerpg aside.ins-aside1 .blk4 {display: none;}
  #innerpg form input {width: 94%; max-width: 200px; margin: 10px 0 10px 0;}
  #innerpg form select {width: 98%; max-width: 211px; margin: 10px 0 10px 0;}
  #innerpg form textarea {width: 92.5%; max-width: 200px; margin: 10px 0 10px 0;}
  #innerpg .article-blk .article-img {width: 100%; max-width: 100px; margin: 0 0 10px;}
  #innerpg .article-blk .article-txt {width: 100%;}
  #innerpg .article-blk h2 {line-height: 1.2em;}
  #innerpg main .h-loan2 {margin: -70px 0px 30px 24px;}
  #innerpg form.apply {width: 100%; float: left !important;}
  #innerpg form.apply ul {width: 100%; float: left;}
  .paginate-pagination ul {margin: 30px 0 0 !important;}
  #innerpg form.apply .mn-blk {margin: 0;}
  #innerpg form.apply .block {width: 100%; margin: 0px;}
  #innerpg form.apply select {width: 98%; max-width: 300px; margin: 4px 0 20px;}
  #innerpg form.apply select option {width: 98%; max-width: 300px; margin: 4px 0 10px;}
  #innerpg form.apply input,  #innerpg form.apply .ad-input {width: 92.5%; max-width: 300px; margin: 4px 0 20px; padding: 8px 5px;}
  #innerpg form.apply input#p_scnt {width: 90% !important;}
  #innerpg form.apply .input1 {width: 92.5%; margin: 4px 0 10px 0;}
  #innerpg form.apply .rinput {width: 82%; max-width: 300px; margin: 10px 0 20px; padding: 8px 5px;}
  #innerpg form.apply .rinput1 {width: 92.5%; max-width: 300px; margin: 10px 0 20px; padding: 8px 5px;}
  #innerpg form.apply .apply-textarea {width: 92.5%; margin: 4px 0px 20px 0;}
  #innerpg form.apply .res-margin {margin: 0 0 20px;}
  #innerpg form.apply input[type="radio"] {margin: 7px 12px 0 0;}
  #innerpg form.apply .radio {margin: 20px 12px 0 0 !important;}
  #innerpg form.apply h3 {margin: 0 0 20px !important;}
  #innerpg form.apply h3 br {display: none; }
  #innerpg form.apply .blk {width: 100%; margin: 0;}
  #innerpg form.apply .each-input {width: 95% !important; margin: 0 0 10px 0 !important;}
  #innerpg form.apply .asset-blk {width: 100%; margin: 0;}
  #innerpg form.apply .p_scents .remScnt,
  .p_scents1 .remScnt,
  .p_scents2 .remScnt,
  .p_scents3 .remScnt,
  .p_scents4 .remScnt,
  .p_scents5 .remScnt {margin: 0;}
  .container {width: 100%; float: left;}
  #innerpg form.apply ul li ul {margin: 0 0 15px 0px;}
  #innerpg form.review {width: 100%; float: left !important;}
  #innerpg form.review ul {width: 100%; float: left;}
  /*#innerpg form.review .mn-blk {margin: 0;}*/
  #innerpg form.review .block {width: 100%; margin: 0px;}
  #innerpg form.review select {width: 98%; max-width: 300px; margin: 4px 0 20px;}
  #innerpg form.review select option {width: 98%; max-width: 300px; margin: 4px 0 10px;}
  #innerpg form.review input,  #innerpg form.review .ad-input {width: 92.5%; max-width: 300px; margin: 4px 0 20px; padding: 8px 5px;}
  #innerpg form.review input#p_scnt {width: 90% !important;}
  #innerpg form.review .input1 {width: 92.5%; margin: 4px 0 10px 0;}
  #innerpg form.review .rinput {width: 82%; max-width: 300px; margin: 10px 0 20px; padding: 8px 5px;}
  #innerpg form.review .rinput1 {width: 92.5%; max-width: 300px; margin: 10px 0 20px; padding: 8px 5px;}
  #innerpg form.review .apply-textarea {width: 92.5%; margin: 4px 0px 20px 0;}
  #innerpg form.review .res-margin {margin: 0 0 20px;}
  #innerpg form.review input[type="radio"] {margin: 7px 12px 0 0;}
  #innerpg form.review .radio {margin: 20px 12px 0 0 !important;}
  #innerpg form.review h3 {margin: 0 0 20px !important;}
  #innerpg form.review h3 br {display: none; }
  #innerpg form.review .blk {width: 100%; margin: 0;}
  #innerpg form.review .each-input {width: 95% !important; margin: 0 0 10px 0 !important;}
  #innerpg form.review .asset-blk {width: 100%; margin: 0;}
  #innerpg form.review .p_scents .remScnt,
  .p_scents1 .remScnt,
  .p_scents2 .remScnt,
  .p_scents3 .remScnt,
  .p_scents4 .remScnt,
  .p_scents5 .remScnt {margin: 0;}
  #innerpg form.review ul li ul {margin: 0 0 15px 0px;}
	#innerpg .desk-appln{display: none;}
	#innerpg p.big {font: normal 14px "capriolaregular"; color: #fff;; letter-spacing: 0.1em; line-height: 2.2em; margin: 0px 0px 20px; clear: left; border-bottom: none;}
	#innerpg #thx-img{width: 100%; margin: 0;}
	#innerpg #thx-img img{width: 100%; max-width: 470px;}
	#innerpg #thx-txt{width: 100%; padding: 20px 0;}
	#innerpg #thx-txt span{font: normal 18px "courgetteregular"; line-height: 1.8em;}
}

@media screen 
	and (min-width: 320px) 
	and (max-width: 479px){
	.content-area, header .content-area {width: 90%; padding: 0 5%; float: left;}
  header {width: 100%; padding: 5% 0 4%;}
  header #logo {width: 100%;}
  header #logo img {width: 100%; max-width: 200px;}
  header nav {display: none;}
  #banner {height: 300px;}
  #gp1 {padding: 30px 0 10px;}
  #gp1 .content-holder {width: 100%; margin: 0 0 30px; text-align: left; float: left;}
  #gp1 .bk1 {margin: 0;}
  #gp1 h1 {font: normal 20px "oxygenbold"; margin: 20px 0 0 -20px;}
  #gp1 p {margin: 6px 0 10px; font: normal 13px "latoregular"; line-height: 1.8em;}
  .btn {margin: 20px 0 0; text-align: center;}
  #gp1 .tagline {
    font: normal 18px "courgetteregular";
    line-height: 1.6em;
    margin: 0;
    text-align: center;
  }
  #gp1 .blk,
  #gp1 .blk-mid {
    width: 100%;
    float: left;
    margin: 0px 0 30px;
  }
  #gp1 .blk img,
  #gp1 .blk-mid img {
    width: 100%;
    max-width: 250px;
  }
  #gp1 .blk-mid p {
    margin: 5px 0 15px;
  }
  #gp1 .blk-mid .d-img {
    display: none;
  }
  #gp1 .blk-mid img {
    margin: 0;
  }
  #gp2 .content-holder {
    width: 100%;
    text-align: center;
  }
  #gp2 .content-holder .blk {
    width: 100%;
    float: left;
    margin: 0;
    border-bottom: 1px dashed #c7b13d;
  }
  #gp2 .blk .text1,
  #gp2 .blk .text2 {
    width: 100%;
    float: left;
    margin: 20px 0;
    text-align: center;
  }
  #gp2 .blk h2 {
    float: none;
    margin: 0;
    text-align: center;
  }
  #gp2 .blk .cl-effect-4 a::after {
    display: none;
  }
  #gp3 .reach {
    width: 65%;
    font: normal 16px "courgetteregular";
    line-height: 1.8em;
    margin: -40px auto 40px;
  }
  #gp3 .review {
    width: 86%;
    text-align: left;
  }
  #gp3 .review img {
    width: 40px;
  }
  #gp4 {
    padding: 40px 0 30px;
    height: auto;
  }
  #gp4 .content-holder {
    width: 100%;
    float: left;
    margin: 0;
  }
  #gp4 h3 {
    margin: 0;
    font: normal 22px "oxygenbold";
    line-height: 1.4em;
  }
  #gp4 ul {
    margin: 10px 0 10px 18px;
  }
  #gp4 .cl-effect-13 a::before {
    margin: 0;
  }
  #gp5 .blk,
  #gp5 .blk-mid {
    width: 80%;
    max-width: 200px;
    height: auto;
    background-size: 60% 100%;
    padding: 30px 0 30px 40px;
    margin: 0 0 30px;
  }
  #gp5 h4 {
    margin: 5px 0 0;
  }
  #gp5 .blk img,
  #gp5 .blk-mid img {
    width: 49px;
  }
  #gp5 .more {
    margin: 0;
  }
  footer .content-area {
    width: 100%;
    padding: 0;
  }
  footer #address {
    width: 90%;
    padding: 7% 5%;
    margin: 0 0 30px;
  }
  footer #form {
    width: 90%;
    padding: 0 5%;
    margin: 0 0 30px;
  }
  footer #form input,
  footer #form textarea {
    width: 94%;
    max-width: 300px;
    margin: 10px 0;
  }
  footer #footer-links,
  footer #design {
    width: 90%;
    padding: 0 5%;
    text-align: left;
  }
  #abtus-banner,
  #insurance-banner,
  #nonbank-banner,
  #apply-banner {
    height: 300px;
    background-size: cover;
    background-position: 40% 0%;
  }
  #article-banner {
    height: 300px;
    background-size: cover;
    background-position: 95% 0%;
  }
  #appointment-banner {
    height: 300px;
    background-size: cover;
    background-position: 55% 0%;
  }
  #why-choose-banner,
  #home-loan-banner,
  #property-investment-banner,
  #refinancing-banner,
  #contact-banner,
  #trauma-insurance-banner {
    height: 300px;
    background-size: cover;
    background-position: 45% 0;
  }
  #first-home-banner {
    height: 300px;
    background-size: cover;
    background-position: 70% 0;
  }
  #kiwisaver-banner,
  #medical-insurance-banner {
    height: 300px;
    background-size: cover;
    background-position: 60% 0;
  }
  #mortgage-insurance-banner,
  #income-insurance-banner {
    height: 300px;
    background-size: cover;
    background-position: 50% 0;
  }
  #life-insurance-banner {
    height: 300px;
    background-size: cover;
    background-position: 69% 0;
  }
  #innerpg main {
    width: 100%;
    margin: 0 0 10px;
  }
  #innerpg main .heading-bg {
    margin: -30px 0 0 0;
  }
  #innerpg main h1 {
    margin: -50px 0px 30px 20px;
    font: normal 22px "oxygenbold";
  }
  #innerpg main h1.h-loan {
    margin: 22px 0px 30px -40px;
  }
  #innerpg main h1.h-loan1 {
    margin: -70px 0px 30px 20px;
  }
  #innerpg p {
    font: normal 13px "oxygenregular";
    line-height: 1.8em;
    float: left;
    clear: left;
  }
  #innerpg p b {
    font: normal 13px "oxygenbold";
    line-height: 1.8em;
  }
  #innerpg .tagline {
    font: normal 20px "courgetteregular";
    line-height: 1.5em;
    float: left;
  }
  #innerpg .img1,
  #innerpg main .img2 {
    width: 100%;
    max-width: 300px;
    margin: 0 0 20px;
    float: left;
  }
  #innerpg main ol.why li {
    font: normal 13px "montserratregular";
    line-height: 1.6em;
    float: left;
  }
  #innerpg aside {
    width: 100%;
  }
  #innerpg aside .blk1,
  #innerpg aside .blk2,
  #innerpg aside .blk3 {
    width: 90%;
    max-width: 250px;
  }
  #innerpg aside .icon {
    width: 25%;
  }
  #innerpg aside .text {
    width: 75%;
  }
  #innerpg aside .blk4 {
    width: 86%;
    max-width: 250px;
  }
  #innerpg aside .blk4 h2 {
    width: auto;
    float: none;
    margin: -33px auto 20px;
    padding: 1% 10%;
    display: table;
  }
  #innerpg aside #canvas1,
  #canvas0 {
    width: 246px !important;
    height: 240px !important;
  }
  #innerpg aside .blk4 div {
    width: 246px !important;
    max-width: 268px !important;
    height: 240px !important;
    max-height: 268px !important;
    margin: 0 0 10px;
  }
  #innerpg aside #canvas1 img,
  #canvas0 img {
    width: 100% !important;
    height: 100% !important;
  }
  #innerpg ul {
    list-style-position: outside;
    float: left;
  }
  #innerpg ol.why li p {
    float: left;
    margin: 2px 0 15px;
  }
  .ins-aside {
    display: none;
  }
  .ins-aside1 {
    display: block;
  }
  .ins-type {
    width: 100%;
    float: left;
    margin: 0;
  }
  .ins-type img {
    width: 100%;
    max-width: 300px;
    float: left;
    margin: 0 0 20px;
  }
  #innerpg aside.ins-aside1 .blk4 {
    display: none;
  }
  #innerpg form input {
    width: 94%;
    max-width: 225px;
    margin: 10px 0 10px 0;
  }
  #innerpg form select {
    width: 98%;
    max-width: 235px;
    margin: 10px 0 10px 0;
  }
  #innerpg form textarea {
    width: 92.5%;
    max-width: 225px;
    margin: 10px 0 10px 0;
  }
  #innerpg .article-blk .article-img {
    width: 100%;
    max-width: 100px;
    margin: 0 0 10px;
  }
  #innerpg .article-blk .article-txt {
    width: 100%;
  }
  #innerpg .article-blk h2 {
    line-height: 1.2em;
  }
  #innerpg main .h-loan2 {
    margin: 22px 0px 30px -40px;
  }
  #innerpg form.apply {
    width: 100%;
    float: left !important;
  }
  #innerpg form.apply ul {
    width: 100%;
    float: left;
  }
  .paginate-pagination ul {
    margin: 30px 0 0 !important;
  }
  #innerpg form.apply .mn-blk {
    margin: 0;
  }
  #innerpg form.apply .block {
    width: 100%;
    margin: 12px 0;
  }
  #innerpg form.apply select {
    width: 270px;
    max-width: 300px;
    margin: 4px 0 20px;
  }
  #innerpg form.apply select option {
    width: 99%;
    max-width: 300px;
    margin: 4px 0 10px;
  }
  #innerpg form.apply input,
  #innerpg form.apply .ad-input,
  #innerpg form.apply .add-input1,
  #innerpg form.apply .input1,
  #innerpg form.apply .blk input,
  #innerpg form.apply .add-input {
    width: 260px;
    max-width: 300px;
    margin: 4px 0 0px;
    padding: 8px 5px;
  }
  #innerpg form.apply .each-input {
    width: 260px !important;
    max-width: 300px !important;
    margin: 4px 0 0 !important;
  }
  #innerpg form.apply .rinput {
    width: 250px;
    max-width: 275px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
	#innerpg form.apply .rinput1 {
    width: 92.5%;
    max-width: 300px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
  #innerpg form.apply .rinput-res {
    width: 260px;
    max-width: 275px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
  #innerpg form.apply .apply-textarea {
    width: 260px;
    max-width: 300px;
    margin: 4px 0px 20px 0;
  }
  #innerpg form.apply .res-margin {
    margin: 0 0 20px;
  }
  #innerpg form.apply .res-margin1 {
    margin: 0 0 12px;
  }
  #innerpg form.apply input[type="radio"] {
    margin: 7px 12px 0 0;
  }
  #innerpg form.apply .radio {
    margin: 20px 12px 0 0 !important;
  }
  #innerpg form.apply h3 {
    margin: 0 0 20px !important;
  }
  #innerpg form.apply h3 br {
    display: none;
  }
  #innerpg form.apply .blk {
    width: 100%;
    margin: 0;
  }
  #innerpg form.apply .p_scents .remScnt,
  .p_scents1 .remScnt,
  .p_scents2 .remScnt,
  .p_scents3 .remScnt,
  .p_scents4 .remScnt,
  .p_scents5 .remScnt {
    margin: 0;
  }
  .container {
    width: 100%;
    float: left;
  }
  #innerpg form.apply ul li ul {
    margin: 0 0 15px 0px;
  }
  #innerpg form.apply .asset-blk {
    width: 100%;
    margin: 0;
  }
	#innerpg form.review {
    width: 100%;
    float: left !important;
  }
  #innerpg form.review ul {
    width: 100%;
    float: left;
  }
  /*#innerpg form.review .mn-blk {
    margin: 0;
  }*/
  #innerpg form.review .block {
    width: 100%;
    margin: 12px 0;
  }
  #innerpg form.review select {
    width: 270px;
    max-width: 300px;
    margin: 4px 0 20px;
  }
  #innerpg form.review select option {
    width: 99%;
    max-width: 300px;
    margin: 4px 0 10px;
  }
  #innerpg form.review input,
  #innerpg form.review .ad-input,
  #innerpg form.review .add-input1,
  #innerpg form.review .input1,
  #innerpg form.review .blk input,
  #innerpg form.review .add-input {
    width: 260px;
    max-width: 300px;
    margin: 4px 0 0px;
    padding: 8px 5px;
  }
  #innerpg form.review .each-input {
    width: 260px !important;
    max-width: 300px !important;
    margin: 4px 0 0 !important;
  }
  #innerpg form.review .rinput {
    width: 250px;
    max-width: 275px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
	#innerpg form.review .rinput1 {
    width: 92.5%;
    max-width: 300px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
  #innerpg form.review .rinput-res {
    width: 260px;
    max-width: 275px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
  #innerpg form.review .apply-textarea {
    width: 260px;
    max-width: 300px;
    margin: 4px 0px 20px 0;
  }
  #innerpg form.review .res-margin {
    margin: 0 0 20px;
  }
  #innerpg form.review .res-margin1 {
    margin: 0 0 12px;
  }
  #innerpg form.review input[type="radio"] {
    margin: 7px 12px 0 0;
  }
  #innerpg form.review .radio {
    margin: 20px 12px 0 0 !important;
  }
  #innerpg form.review h3 {
    margin: 0 0 20px !important;
  }
  #innerpg form.review h3 br {
    display: none;
  }
  #innerpg form.review .blk {
    width: 100%;
    margin: 0;
  }
  #innerpg form.review .p_scents .remScnt,
  .p_scents1 .remScnt,
  .p_scents2 .remScnt,
  .p_scents3 .remScnt,
  .p_scents4 .remScnt,
  .p_scents5 .remScnt {
    margin: 0;
  }
  #innerpg form.review ul li ul {
    margin: 0 0 15px 0px;
  }
  #innerpg form.review .asset-blk {
    width: 100%;
    margin: 0;
  }

	#innerpg .desk-appln{display: none;}
	#innerpg p.big {font: normal 14px "capriolaregular"; color: #fff;; letter-spacing: 0.1em; line-height: 2.2em; margin: 0px 0px 20px; clear: left; border-bottom: none;}	
	.mypets{width: 100%; max-width: 200px;}
	.thepet{clear: both;}
	#innerpg #thx-img{width: 100%; margin: 0;}
	#innerpg #thx-img img{width: 100%; max-width: 470px;}
	#innerpg #thx-txt{width: 100%; padding: 20px 0;}
	#innerpg #thx-txt span{font: normal 18px "courgetteregular"; line-height: 1.8em;}
}

@media screen and (min-width: 375px) and (max-width: 479px) {
  #innerpg main h1.h-loan1 {
    margin: 22px 0px 30px -40px;
  }
  #innerpg ul.why li {
    float: left;
  }
}

@media screen and (min-width: 479px) and (max-width: 767px) {
  .content-area, header .content-area {
    width: 94%;
    padding: 0 3%;
    float: left;
  }
  header #logo {
    width: 100%;
    float: left;
  }
  header #logo img {
    width: 100%;
    max-width: 200px;
    float: left;
  }
  header nav {
    display: none;
  }
  #banner {
    height: 300px;
  }
  #gp1 .content-holder {
    width: 100%;
    margin: 0 0 40px;
    float: left;
    text-align: left;
  }
  #gp1 h1 {
    font: normal 20px "oxygenbold";
    margin: 16px 0 8px -15px;
    float: left;
  }
  #gp1 p {
    width: 88%;
    margin: 0px 0 10px 30px;
    float: left;
  }
  #gp1 a .btn {
    float: left;
    margin: 23px 0 0 30px;
    text-align: center;
  }
  #gp1 .tagline {
    text-align: center;
  }
  #gp1 .blk,
  #gp1 .blk-mid {
    width: 100%;
    float: left;
    margin: 0 0 30px;
  }
  #gp1 .blk p,
  #gp1 .blk-mid p {
    width: 100%;
    max-width: 250px;
    float: left;
    margin: 0px 0 15px;
  }
  #gp1 .blk img,
  #gp1 .blk-mid img {
    float: left;
    clear: left;
  }
  #gp1 .blk-mid .d-img {
    display: none;
  }
  #gp2 .content-holder {
    width: 100%;
    max-width: 500px;
  }
  #gp2 .content-holder .blk img {
    width: 100%;
    max-width: 225px;
  }
  #gp3 .reach {
    width: 82%;
    font: normal 18px "courgetteregular";
    line-height: 1.8em;
    margin: -40px auto 45px;
  }
  #gp3 .review {
    width: 90%;
  }
  #gp4 {
    height: auto;
    float: left;
  }
  #gp4 .content-holder {
    width: 100%;
    padding: 30px 0;
    float: left;
    margin: 0;
  }
  #gp4 h3 {
    margin: 0;
    font: normal 20px "oxygenbold";
    line-height: 1.6em;
  }
  #gp4 ul li {
    font: normal 12px "capriolaregular";
    line-height: 1.6em;
  }
  #gp5 .blk,
  #gp5 .blk-mid {
    width: 100%;
    max-width: 200px;
    padding: 30px 0 30px 85px;
    margin: 0;
  }
  #gp5 .more {
    float: left;
    margin: 0;
  }
  footer .content-area {
    width: 100%;
    padding: 0;
  }
  footer #address {
    width: 94%;
    padding: 7% 3%;
    margin: 0 0 30px;
  }
  footer #form {
    width: 94%;
    padding: 0 3%;
    margin: 0 0 30px;
  }
  footer #form input,
  footer #form textarea {
    width: 94%;
    max-width: 300px;
    margin: 10px 15px 10px 0;
  }
  footer #footer-links {
    width: 94%;
    padding: 0 3%;
    text-align: left;
    margin: 0;
  }
  footer #design {
    width: 94%;
    padding: 0 3%;
    text-align: left;
  }
  #abtus-banner,
  #insurance-banner,
  #appointment-banner,
  #nonbank-banner,
  #apply-banner {
    height: 300px;
    background-size: cover;
    background-position: 60% 0%;
  }
  #article-banner {
    height: 300px;
    background-size: cover;
    background-position: 85% 0%;
  }
  #why-choose-banner,
  #home-loan-banner,
  #property-investment-banner,
  #refinancing-banner,
  #contact-banner {
    height: 300px;
    background-size: cover;
    background-position: 45% 0;
  }
  #first-home-banner,
  #trauma-insurance-banner {
    height: 300px;
    background-size: cover;
    background-position: 70% 0;
  }
  #kiwisaver-banner,
  #life-insurance-banner,
  #medical-insurance-banner,
  #income-insurance-banner,
  #mortgage-insurance-banner {
    height: 300px;
    background-size: cover;
    background-position: 60% 0;
  }
  #innerpg main {
    width: 100%;
    margin: 0 0 10px;
  }
  #innerpg main .heading-bg {
    margin: -30px 0 0 0;
  }
  #innerpg main h1 {
    margin: 22px 0px 30px -40px;
    font: normal 22px "oxygenbold";
  }
  #innerpg p {
    font: normal 13px "oxygenregular";
    line-height: 1.8em;
    clear: left !important;
  }
  #innerpg p b {
    font: normal 13px "oxygenbold";
    line-height: 1.8em;
  }
  #innerpg .tagline {
    font: normal 20px "courgetteregular";
    line-height: 1.5em;
  }
  #innerpg aside {
    width: 100%;
  }
  #innerpg aside .blk1,
  #innerpg aside .blk2,
  #innerpg aside .blk3 {
    width: 90%;
    max-width: 250px;
    clear: left;
  }
  #innerpg aside .icon {
    width: 25%;
  }
  #innerpg aside .text {
    width: 75%;
  }
  #innerpg aside .blk4 {
    width: 86%;
    max-width: 250px;
    clear: left;
  }
  #innerpg aside .blk4 h2 {
    width: auto;
    float: none;
    margin: -42px auto 20px;
    padding: 1% 10%;
    display: table;
  }
  #innerpg aside #canvas1,
  #canvas0 {
    width: 246px !important;
    height: 240px !important;
  }
  #innerpg aside .blk4 div {
    width: 246px !important;
    max-width: 268px !important;
    height: 240px !important;
    max-height: 268px !important;
    margin: 0;
  }
  #innerpg aside #canvas1 img,
  #canvas0 img {
    width: 100% !important;
    height: 100% !important;
  }
  .ins-aside {
    display: none;
  }
  .ins-aside1 {
    display: block;
  }
  .ins-type {
    width: 100%;
    float: left;
    margin: 0;
  }
  .ins-type img {
    width: 100%;
    max-width: 300px;
    float: left;
    margin: 0 0 20px;
  }
  #innerpg aside.ins-aside1 .blk4 {
    display: none;
  }
  #innerpg .article-blk .article-img {
    width: 23%;
    max-width: 120px;
    margin: 0 20px 0 0;
  }
  #innerpg .article-blk .article-txt {
    width: 73%;
    margin: 0;
  }
  #innerpg form.apply {
    width: 100%;
    float: left !important;
  }
  #innerpg form.apply ul {
    width: 100%;
    float: left;
  }
  .paginate-pagination ul {
    margin: 30px 0 0 !important;
  }
  #innerpg form.apply .mn-blk {
    margin: 0;
  }
  #innerpg form.apply .block {
    width: 100%;
    margin: 0px;
  }
  #innerpg form.apply select {
    width: 99%;
    max-width: 300px;
    margin: 4px 0 20px;
  }
  #innerpg form.apply select option {
    width: 99%;
    max-width: 300px;
    margin: 4px 0 10px;
  }
  #innerpg form.apply input,
  #innerpg form.apply .ad-input {
    width: 95%;
    max-width: 300px;
    margin: 4px 0 8px;
    padding: 8px 5px;
  }
  #innerpg form.apply .rinput {
    width: 78%;
    max-width: 275px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
	#innerpg form.apply .rinput1 {
    width: 50.7%;
    max-width: 235px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
  #innerpg form.apply .apply-textarea {
    width: 94.5%;
    max-width: 300px;
    margin: 4px 0px 20px 0;
  }
  #innerpg form.apply .res-margin {
    margin: 0 0 20px;
  }
  #innerpg form.apply input[type="radio"] {
    margin: 7px 12px 0 0;
  }
  #innerpg form.apply .radio {
    margin: 20px 12px 0 0 !important;
  }
  #innerpg form.apply h3 {
    margin: 0 0 20px !important;
  }
  #innerpg form.apply h3 br {
    display: none;
  }
  #innerpg form.apply .blk {
    width: 100%;
    margin: 0;
  }
  #innerpg form.apply label {
    max-width: 400px;
  }
  #innerpg form.apply ul li ul {
    margin: 0 0 15px 0px;
  }
  #innerpg form.apply img {
    clear: both;
    float: left;
  }
  #innerpg form.apply .plus-img {
    margin: 10px 0;
  }
  #innerpg form.apply .asset-blk {
    width: 90%;
    margin: 0;
  }
  #innerpg form.review {
    width: 100%;
    float: left !important;
  }
  #innerpg form.review ul {
    width: 100%;
    float: left;
  }
  /*#innerpg form.review .mn-blk {
    margin: 0;
  }*/
  #innerpg form.review .block {
    width: 100%;
    margin: 0px;
  }
  #innerpg form.review select {
    width: 99%;
    max-width: 300px;
    margin: 4px 0 20px;
  }
  #innerpg form.review select option {
    width: 99%;
    max-width: 300px;
    margin: 4px 0 10px;
  }
  #innerpg form.review input,
  #innerpg form.review .ad-input {
    width: 95%;
    max-width: 300px;
    margin: 4px 0 8px;
    padding: 8px 5px;
  }
  #innerpg form.review .rinput {
    width: 78%;
    max-width: 275px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
	#innerpg form.review .rinput1 {
    width: 50.7%;
    max-width: 235px;
    margin: 10px 0 20px;
    padding: 8px 5px;
  }
  #innerpg form.review .apply-textarea {
    width: 94.5%;
    max-width: 300px;
    margin: 4px 0px 20px 0;
  }
  #innerpg form.review .res-margin {
    margin: 0 0 20px;
  }
  #innerpg form.review input[type="radio"] {
    margin: 7px 12px 0 0;
  }
  #innerpg form.review .radio {
    margin: 20px 12px 0 0 !important;
  }
  #innerpg form.review h3 {
    margin: 0 0 20px !important;
  }
  #innerpg form.review h3 br {
    display: none;
  }
  #innerpg form.review .blk {
    width: 100%;
    margin: 0;
  }
  #innerpg form.review label {
    max-width: 400px;
  }
  #innerpg form.review ul li ul {
    margin: 0 0 15px 0px;
  }
  #innerpg form.review img {
    clear: both;
    float: left;
  }
  #innerpg form.review .plus-img {
    margin: 10px 0;
  }
  #innerpg form.review .asset-blk {
    width: 90%;
    margin: 0;
  }
	#innerpg .desk-appln{display: none;}
	#innerpg p.big {font: normal 14px "capriolaregular"; color: #fff;; letter-spacing: 0.1em; line-height: 2.2em; margin: 0px 0px 20px; clear: left; border-bottom: none;}	
	.mypets{width: 100%; max-width: 200px;}
	.thepet{clear: both;}
	#innerpg #thx-img{width: 100%; margin: 0;}
	#innerpg #thx-img img{width: 100%; max-width: 470px;}
	#innerpg #thx-txt{width: 100%; padding: 20px 0;}
	#innerpg #thx-txt span{font: normal 18px "courgetteregular"; line-height: 1.8em;}
}

@media screen and (min-width: 767px) and (max-width: 1209px) {
  .content-area, header .content-area {width: 96%; padding: 0 2%; float: left;}
  header #logo {width: 100%; float: left;}
  header #logo img {width: 100%; max-width: 200px; float: left;}
  header nav {display: none;}
  #banner {height: 400px;}
  #gp1 .blk,  #gp1 .blk-mid {width: 100%; float: left; margin: 0 0 30px;}
  #gp1 .blk p,  #gp1 .blk-mid p {width: 100%; max-width: 250px; float: left; margin: 0px 0 15px;}
  #gp1 .blk img,  #gp1 .blk-mid img {float: left; clear: left;}
  #gp1 .blk-mid .d-img {display: none;}
  #gp2 .content-holder {width: 100%; max-width: 500px;}
  #gp2 .content-holder .blk img {width: 100%; max-width: 225px;}
  #gp3 .reach {width: 80%; max-width: 700px; margin: -40px auto 40px;}
  #gp3 .review {width: 80%; max-width: 700px;}
  #gp4 {height: auto; float: left;}
  #gp4 .content-holder {width: 500px; padding: 35px 0 25px; float: right; margin: 0;}
  #gp4 h3 {margin: 0; font: normal 22px "oxygenbold"; line-height: 1.6em;}
  #gp4 ul li {font: normal 12px "capriolaregular";line-height: 1.6em;}
  #gp4 .more.cl-effect-13 a {float: right; margin: 0 30px 0 0;}
  #gp5 .blk,  #gp5 .blk-mid {width: 100%; max-width: 200px; padding: 30px 0 30px 85px; margin: 0; clear: left;}
  #gp5 .more {float: left; margin: 0;}
  footer #form {height: 380px; width: 50%;}
  footer #address {width: 36%; height: 195px; padding: 100px 25px;}
  footer #form input, footer #form textarea {width: 240px;}
  #abtus-banner,  #insurance-banner,  #appointment-banner,  #nonbank-banner,  #apply-banner {height: 400px; background-size: cover; background-position: 60% 0%;}
  #article-banner {height: 400px; background-size: cover; background-position: 85% 0%;}
  #why-choose-banner,  #home-loan-banner,  #property-investment-banner,  #refinancing-banner,  #contact-banner {height: 300px; background-size: cover; background-position: 45% 0;}
  #first-home-banner, #trauma-insurance-banner {height: 300px; background-size: cover; background-position: 70% 0;}
  #kiwisaver-banner, #life-insurance-banner, #medical-insurance-banner, #income-insurance-banner, #mortgage-insurance-banner {height: 300px; background-size: cover; background-position: 60% 0;}
  #innerpg main {width: 100%; margin: 0 0 10px;}
  #innerpg aside {width: 100%;}
  #innerpg aside .blk1,  #innerpg aside .blk2,  #innerpg aside .blk3 {width: 90%; max-width: 250px; clear: left; padding: 12px 15px;}
  #innerpg aside .icon {width: 25%;}
  #innerpg aside .text {width: 75%;}
  #innerpg aside .blk4 {width: 90%; max-width: 250px; clear: left; padding: 10px 15px;}
  #innerpg aside .blk4 div {width: 250px !important; height: 250px !important; margin: 6px 0 10px;}
  #innerpg aside #canvas1 img,  #canvas0 img {width: 100% !important; height: 100% !important;}
  #innerpg aside .blk4 h2 {margin: -28px 58px 0;}
  .ins-aside {display: none;}
  .ins-aside1 {display: block;}
  .ins-type {display: none;}
  #innerpg aside.ins-aside1 .blk4 {display: none;}
  #innerpg .article-blk .article-img {width: 14%; max-width: 100px; margin: 0 20px 0 0;}
  #innerpg .article-blk .article-txt {width: 80%;}
  #innerpg form.apply .blk {width: 100%; margin: 0;}
  #innerpg form.apply .apply-textarea {max-width: 700px;}
  #innerpg form.apply .asset-blk {min-width: 300px;}
	#innerpg form.apply .lt-blk, #innerpg form.apply .rt-blk{width: 42%;}
  #innerpg form.apply input, #innerpg form.apply .rinput, #innerpg form.apply .rinput1{width: 90%; max-width: 338px; margin: 4px 0px 10px 0;}
  #innerpg form.apply select {width: 93.4%; max-width: 350px; margin: 4px 0px 10px 0;}
  #innerpg form.apply .add-input1 {margin: 4px 3px 10px 0;}
  #innerpg form.review .blk {width: 100%; margin: 0;}
  #innerpg form.review .apply-textarea {max-width: 700px;}
  #innerpg form.review .asset-blk {min-width: 300px;}
	#innerpg form.review .lt-blk, #innerpg form.review .rt-blk{width: 42%;}
  #innerpg form.review input, #innerpg form.review .rinput, #innerpg form.review .rinput1{width: 90%; max-width: 338px; margin: 4px 0px 10px 0;}
  #innerpg form.review select {width: 93.4%; max-width: 350px; margin: 4px 0px 10px 0;}
  #innerpg form.review .add-input1 {margin: 4px 3px 10px 0;}
	.res-appln{display: none;}
	.desk-appln{display: block;}
	#innerpg #thx-img img{width: 100%; max-width: 470px;}
	#innerpg #thx-txt{padding: 100px 0 0;}
	#innerpg #thx-txt span{font: normal 20px "courgetteregular"; line-height: 1.8em;}
	[data-tooltip]{display: none;}
}

@media screen and (min-width: 1210px) {
	#gp1 .blk-mid .res-img {display: none;}
	#gp1 .blk-mid .d-img {display: block;}
	.ins-aside1 {display: none;}
	.ins-type {display: none;}
	.res-appln{display: none;}
	.desk-appln{display: block;}
}